LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,837
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,471
−HK$3,692/mo
Today · 4.125%
HK$124,163
baseline
▲ 0.50% · 4.625%
HK$131,718
+HK$7,555/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$248,326/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,980
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,466
−HK$3,536/mo
Today · 4.125%
HK$137,002
baseline
▲ 0.50% · 4.625%
HK$144,224
+HK$7,222/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$274,004/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,204
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$144,565
−HK$4,431/mo
Today · 4.125%
HK$148,996
baseline
▲ 0.50% · 4.625%
HK$158,062
+HK$9,066/mo
Deposit HK$20.50M · loan HK$30.74M · min. income ≈ HK$297,992/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,976
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,159
−HK$4,243/mo
Today · 4.125%
HK$164,402
baseline
▲ 0.50% · 4.625%
HK$173,068
+HK$8,666/mo
Deposit HK$20.50M · loan HK$30.74M · min. income ≈ HK$328,804/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,571
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$168,659
−HK$5,170/mo
Today · 4.125%
HK$173,829
baseline
▲ 0.50% · 4.625%
HK$184,406
+HK$10,577/mo
Deposit HK$15.37M · loan HK$35.87M · min. income ≈ HK$347,658/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,972
−HK$9,831/mo
▼ 0.25% · 3.875%
HK$186,852
−HK$4,951/mo
Today · 4.125%
HK$191,803
baseline
▲ 0.50% · 4.625%
HK$201,913
+HK$10,110/mo
Deposit HK$15.37M · loan HK$35.87M · min. income ≈ HK$383,606/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,306
−HK$13,188/mo
▼ 0.25% · 3.875%
HK$216,848
−HK$6,646/mo
Today · 4.125%
HK$223,494
baseline
▲ 0.50% · 4.625%
HK$237,093
+HK$13,599/mo
Deposit HK$5.12M · loan HK$46.11M · min. income ≈ HK$446,988/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,963
−HK$12,641/mo
▼ 0.25% · 3.875%
HK$240,238
−HK$6,366/mo
Today · 4.125%
HK$246,604
baseline
▲ 0.50% · 4.625%
HK$259,603
+HK$12,999/mo
Deposit HK$5.12M · loan HK$46.11M · min. income ≈ HK$493,208/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,633 · Scale 2, in force from 26 Feb 2026)