LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,844
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,479
−HK$3,692/mo
Today · 4.125%
HK$124,171
baseline
▲ 0.50% · 4.625%
HK$131,727
+HK$7,556/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$248,342/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,988
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,474
−HK$3,537/mo
Today · 4.125%
HK$137,011
baseline
▲ 0.50% · 4.625%
HK$144,233
+HK$7,222/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$274,022/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,213
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$144,574
−HK$4,431/mo
Today · 4.125%
HK$149,005
baseline
▲ 0.50% · 4.625%
HK$158,072
+HK$9,067/mo
Deposit HK$20.50M · loan HK$30.74M · min. income ≈ HK$298,010/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,985
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,169
−HK$4,244/mo
Today · 4.125%
HK$164,413
baseline
▲ 0.50% · 4.625%
HK$173,079
+HK$8,666/mo
Deposit HK$20.50M · loan HK$30.74M · min. income ≈ HK$328,826/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,582
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$168,670
−HK$5,170/mo
Today · 4.125%
HK$173,840
baseline
▲ 0.50% · 4.625%
HK$184,417
+HK$10,577/mo
Deposit HK$15.37M · loan HK$35.87M · min. income ≈ HK$347,680/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,983
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$186,864
−HK$4,951/mo
Today · 4.125%
HK$191,815
baseline
▲ 0.50% · 4.625%
HK$201,926
+HK$10,111/mo
Deposit HK$15.37M · loan HK$35.87M · min. income ≈ HK$383,630/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,319
−HK$13,189/mo
▼ 0.25% · 3.875%
HK$216,861
−HK$6,647/mo
Today · 4.125%
HK$223,508
baseline
▲ 0.50% · 4.625%
HK$237,108
+HK$13,600/mo
Deposit HK$5.12M · loan HK$46.12M · min. income ≈ HK$447,016/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,978
−HK$12,641/mo
▼ 0.25% · 3.875%
HK$240,253
−HK$6,366/mo
Today · 4.125%
HK$246,619
baseline
▲ 0.50% · 4.625%
HK$259,619
+HK$13,000/mo
Deposit HK$5.12M · loan HK$46.12M · min. income ≈ HK$493,238/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,769 · Scale 2, in force from 26 Feb 2026)