LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,685
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,048
−HK$369/mo
Today · 4.125%
HK$12,417
baseline
▲ 0.50% · 4.625%
HK$13,173
+HK$756/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,834/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,999
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,348
−HK$353/mo
Today · 4.125%
HK$13,701
baseline
▲ 0.50% · 4.625%
HK$14,424
+HK$723/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,402/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,022
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,458
−HK$443/mo
Today · 4.125%
HK$14,901
baseline
▲ 0.50% · 4.625%
HK$15,808
+HK$907/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$29,802/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,599
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,017
−HK$425/mo
Today · 4.125%
HK$16,442
baseline
▲ 0.50% · 4.625%
HK$17,308
+HK$866/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$32,884/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,359
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,867
−HK$517/mo
Today · 4.125%
HK$17,384
baseline
▲ 0.50% · 4.625%
HK$18,442
+HK$1,058/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$34,768/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,199
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,687
−HK$495/mo
Today · 4.125%
HK$19,182
baseline
▲ 0.50% · 4.625%
HK$20,193
+HK$1,011/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$38,364/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,032
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,687
−HK$664/mo
Today · 4.125%
HK$22,351
baseline
▲ 0.50% · 4.625%
HK$23,711
+HK$1,360/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,702/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,398
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,026
−HK$636/mo
Today · 4.125%
HK$24,662
baseline
▲ 0.50% · 4.625%
HK$25,962
+HK$1,300/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$49,324/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,297 · Scale 2, in force from 26 Feb 2026)