LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,849
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,483
−HK$3,693/mo
Today · 4.125%
HK$124,176
baseline
▲ 0.50% · 4.625%
HK$131,732
+HK$7,556/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$248,352/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,993
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,479
−HK$3,537/mo
Today · 4.125%
HK$137,016
baseline
▲ 0.50% · 4.625%
HK$144,238
+HK$7,222/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$274,032/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,218
−HK$8,793/mo
▼ 0.25% · 3.875%
HK$144,580
−HK$4,431/mo
Today · 4.125%
HK$149,011
baseline
▲ 0.50% · 4.625%
HK$158,078
+HK$9,067/mo
Deposit HK$20.50M · loan HK$30.75M · min. income ≈ HK$298,022/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,991
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$160,175
−HK$4,244/mo
Today · 4.125%
HK$164,419
baseline
▲ 0.50% · 4.625%
HK$173,086
+HK$8,667/mo
Deposit HK$20.50M · loan HK$30.75M · min. income ≈ HK$328,838/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,588
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$168,676
−HK$5,170/mo
Today · 4.125%
HK$173,846
baseline
▲ 0.50% · 4.625%
HK$184,424
+HK$10,578/mo
Deposit HK$15.37M · loan HK$35.87M · min. income ≈ HK$347,692/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,990
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$186,871
−HK$4,951/mo
Today · 4.125%
HK$191,822
baseline
▲ 0.50% · 4.625%
HK$201,934
+HK$10,112/mo
Deposit HK$15.37M · loan HK$35.87M · min. income ≈ HK$383,644/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,327
−HK$13,190/mo
▼ 0.25% · 3.875%
HK$216,870
−HK$6,647/mo
Today · 4.125%
HK$223,517
baseline
▲ 0.50% · 4.625%
HK$237,117
+HK$13,600/mo
Deposit HK$5.12M · loan HK$46.12M · min. income ≈ HK$447,034/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,987
−HK$12,642/mo
▼ 0.25% · 3.875%
HK$240,262
−HK$6,367/mo
Today · 4.125%
HK$246,629
baseline
▲ 0.50% · 4.625%
HK$259,629
+HK$13,000/mo
Deposit HK$5.12M · loan HK$46.12M · min. income ≈ HK$493,258/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,853 · Scale 2, in force from 26 Feb 2026)