LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,875
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,510
−HK$3,694/mo
Today · 4.125%
HK$124,204
baseline
▲ 0.50% · 4.625%
HK$131,761
+HK$7,557/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$248,408/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,022
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,509
−HK$3,538/mo
Today · 4.125%
HK$137,047
baseline
▲ 0.50% · 4.625%
HK$144,270
+HK$7,223/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$274,094/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,250
−HK$8,794/mo
▼ 0.25% · 3.875%
HK$144,612
−HK$4,432/mo
Today · 4.125%
HK$149,044
baseline
▲ 0.50% · 4.625%
HK$158,113
+HK$9,069/mo
Deposit HK$20.50M · loan HK$30.75M · min. income ≈ HK$298,088/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,026
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$160,211
−HK$4,245/mo
Today · 4.125%
HK$164,456
baseline
▲ 0.50% · 4.625%
HK$173,125
+HK$8,669/mo
Deposit HK$20.50M · loan HK$30.75M · min. income ≈ HK$328,912/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,625
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$168,714
−HK$5,171/mo
Today · 4.125%
HK$173,885
baseline
▲ 0.50% · 4.625%
HK$184,466
+HK$10,581/mo
Deposit HK$15.38M · loan HK$35.88M · min. income ≈ HK$347,770/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,031
−HK$9,834/mo
▼ 0.25% · 3.875%
HK$186,913
−HK$4,952/mo
Today · 4.125%
HK$191,865
baseline
▲ 0.50% · 4.625%
HK$201,979
+HK$10,114/mo
Deposit HK$15.38M · loan HK$35.88M · min. income ≈ HK$383,730/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,374
−HK$13,193/mo
▼ 0.25% · 3.875%
HK$216,918
−HK$6,649/mo
Today · 4.125%
HK$223,567
baseline
▲ 0.50% · 4.625%
HK$237,170
+HK$13,603/mo
Deposit HK$5.13M · loan HK$46.13M · min. income ≈ HK$447,134/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,039
−HK$12,645/mo
▼ 0.25% · 3.875%
HK$240,316
−HK$6,368/mo
Today · 4.125%
HK$246,684
baseline
▲ 0.50% · 4.625%
HK$259,687
+HK$13,003/mo
Deposit HK$5.13M · loan HK$46.13M · min. income ≈ HK$493,368/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,178,340 · Scale 2, in force from 26 Feb 2026)