LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,688
−HK$733/mo
▼ 0.25% · 3.875%
HK$12,052
−HK$369/mo
Today · 4.125%
HK$12,421
baseline
▲ 0.50% · 4.625%
HK$13,177
+HK$756/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,842/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,003
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,352
−HK$353/mo
Today · 4.125%
HK$13,705
baseline
▲ 0.50% · 4.625%
HK$14,428
+HK$723/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,410/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,026
−HK$879/mo
▼ 0.25% · 3.875%
HK$14,462
−HK$443/mo
Today · 4.125%
HK$14,905
baseline
▲ 0.50% · 4.625%
HK$15,812
+HK$907/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$29,810/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,603
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,022
−HK$424/mo
Today · 4.125%
HK$16,446
baseline
▲ 0.50% · 4.625%
HK$17,313
+HK$867/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$32,892/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,363
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,872
−HK$517/mo
Today · 4.125%
HK$17,389
baseline
▲ 0.50% · 4.625%
HK$18,448
+HK$1,059/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$34,778/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,204
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,692
−HK$496/mo
Today · 4.125%
HK$19,188
baseline
▲ 0.50% · 4.625%
HK$20,199
+HK$1,011/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$38,376/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,039
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,693
−HK$665/mo
Today · 4.125%
HK$22,358
baseline
▲ 0.50% · 4.625%
HK$23,718
+HK$1,360/mo
Deposit HK$513K · loan HK$4.61M · min. income ≈ HK$44,716/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,033
−HK$637/mo
Today · 4.125%
HK$24,670
baseline
▲ 0.50% · 4.625%
HK$25,970
+HK$1,300/mo
Deposit HK$513K · loan HK$4.61M · min. income ≈ HK$49,340/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,331 · Scale 2, in force from 26 Feb 2026)