LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,883
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,518
−HK$3,694/mo
Today · 4.125%
HK$124,212
baseline
▲ 0.50% · 4.625%
HK$131,770
+HK$7,558/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$248,424/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,031
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,518
−HK$3,538/mo
Today · 4.125%
HK$137,056
baseline
▲ 0.50% · 4.625%
HK$144,280
+HK$7,224/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$274,112/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,259
−HK$8,796/mo
▼ 0.25% · 3.875%
HK$144,622
−HK$4,433/mo
Today · 4.125%
HK$149,055
baseline
▲ 0.50% · 4.625%
HK$158,124
+HK$9,069/mo
Deposit HK$20.50M · loan HK$30.76M · min. income ≈ HK$298,110/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,037
−HK$8,430/mo
▼ 0.25% · 3.875%
HK$160,222
−HK$4,245/mo
Today · 4.125%
HK$164,467
baseline
▲ 0.50% · 4.625%
HK$173,136
+HK$8,669/mo
Deposit HK$20.50M · loan HK$30.76M · min. income ≈ HK$328,934/mo (50% DSR)
Upfront cash ≈ HK$22.68M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,636
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$168,726
−HK$5,171/mo
Today · 4.125%
HK$173,897
baseline
▲ 0.50% · 4.625%
HK$184,478
+HK$10,581/mo
Deposit HK$15.38M · loan HK$35.88M · min. income ≈ HK$347,794/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,043
−HK$9,835/mo
▼ 0.25% · 3.875%
HK$186,925
−HK$4,953/mo
Today · 4.125%
HK$191,878
baseline
▲ 0.50% · 4.625%
HK$201,992
+HK$10,114/mo
Deposit HK$15.38M · loan HK$35.88M · min. income ≈ HK$383,756/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,389
−HK$13,193/mo
▼ 0.25% · 3.875%
HK$216,933
−HK$6,649/mo
Today · 4.125%
HK$223,582
baseline
▲ 0.50% · 4.625%
HK$237,186
+HK$13,604/mo
Deposit HK$5.13M · loan HK$46.13M · min. income ≈ HK$447,164/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,055
−HK$12,646/mo
▼ 0.25% · 3.875%
HK$240,333
−HK$6,368/mo
Today · 4.125%
HK$246,701
baseline
▲ 0.50% · 4.625%
HK$259,705
+HK$13,004/mo
Deposit HK$5.13M · loan HK$46.13M · min. income ≈ HK$493,402/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,178,488 · Scale 2, in force from 26 Feb 2026)