LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,900
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$120,536
−HK$3,695/mo
Today · 4.125%
HK$124,231
baseline
▲ 0.50% · 4.625%
HK$131,790
+HK$7,559/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$248,462/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,050
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,538
−HK$3,538/mo
Today · 4.125%
HK$137,076
baseline
▲ 0.50% · 4.625%
HK$144,302
+HK$7,226/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$274,152/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,280
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$144,644
−HK$4,433/mo
Today · 4.125%
HK$149,077
baseline
▲ 0.50% · 4.625%
HK$158,148
+HK$9,071/mo
Deposit HK$20.51M · loan HK$30.76M · min. income ≈ HK$298,154/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,060
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$160,246
−HK$4,246/mo
Today · 4.125%
HK$164,492
baseline
▲ 0.50% · 4.625%
HK$173,162
+HK$8,670/mo
Deposit HK$20.51M · loan HK$30.76M · min. income ≈ HK$328,984/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,660
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,751
−HK$5,172/mo
Today · 4.125%
HK$173,923
baseline
▲ 0.50% · 4.625%
HK$184,506
+HK$10,583/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$347,846/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,070
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,953
−HK$4,954/mo
Today · 4.125%
HK$191,907
baseline
▲ 0.50% · 4.625%
HK$202,023
+HK$10,116/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$383,814/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,420
−HK$13,195/mo
▼ 0.25% · 3.875%
HK$216,965
−HK$6,650/mo
Today · 4.125%
HK$223,615
baseline
▲ 0.50% · 4.625%
HK$237,222
+HK$13,607/mo
Deposit HK$5.13M · loan HK$46.14M · min. income ≈ HK$447,230/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,090
−HK$12,647/mo
▼ 0.25% · 3.875%
HK$240,368
−HK$6,369/mo
Today · 4.125%
HK$246,737
baseline
▲ 0.50% · 4.625%
HK$259,743
+HK$13,006/mo
Deposit HK$5.13M · loan HK$46.14M · min. income ≈ HK$493,474/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,178,813 · Scale 2, in force from 26 Feb 2026)