LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,901
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$120,537
−HK$3,695/mo
Today · 4.125%
HK$124,232
baseline
▲ 0.50% · 4.625%
HK$131,791
+HK$7,559/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$248,464/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,051
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$133,539
−HK$3,538/mo
Today · 4.125%
HK$137,077
baseline
▲ 0.50% · 4.625%
HK$144,303
+HK$7,226/mo
Deposit HK$25.63M · loan HK$25.63M · min. income ≈ HK$274,154/mo (50% DSR)
Upfront cash ≈ HK$27.81M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,281
−HK$8,797/mo
▼ 0.25% · 3.875%
HK$144,645
−HK$4,433/mo
Today · 4.125%
HK$149,078
baseline
▲ 0.50% · 4.625%
HK$158,149
+HK$9,071/mo
Deposit HK$20.51M · loan HK$30.76M · min. income ≈ HK$298,156/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,061
−HK$8,432/mo
▼ 0.25% · 3.875%
HK$160,247
−HK$4,246/mo
Today · 4.125%
HK$164,493
baseline
▲ 0.50% · 4.625%
HK$173,164
+HK$8,671/mo
Deposit HK$20.51M · loan HK$30.76M · min. income ≈ HK$328,986/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,661
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,752
−HK$5,172/mo
Today · 4.125%
HK$173,924
baseline
▲ 0.50% · 4.625%
HK$184,507
+HK$10,583/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$347,848/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,072
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$186,955
−HK$4,953/mo
Today · 4.125%
HK$191,908
baseline
▲ 0.50% · 4.625%
HK$202,024
+HK$10,116/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$383,816/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,422
−HK$13,195/mo
▼ 0.25% · 3.875%
HK$216,967
−HK$6,650/mo
Today · 4.125%
HK$223,617
baseline
▲ 0.50% · 4.625%
HK$237,224
+HK$13,607/mo
Deposit HK$5.13M · loan HK$46.14M · min. income ≈ HK$447,234/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,092
−HK$12,647/mo
▼ 0.25% · 3.875%
HK$240,370
−HK$6,369/mo
Today · 4.125%
HK$246,739
baseline
▲ 0.50% · 4.625%
HK$259,745
+HK$13,006/mo
Deposit HK$5.13M · loan HK$46.14M · min. income ≈ HK$493,478/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,178,831 · Scale 2, in force from 26 Feb 2026)