LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,917
−HK$7,331/mo
▼ 0.25% · 3.875%
HK$120,554
−HK$3,694/mo
Today · 4.125%
HK$124,248
baseline
▲ 0.50% · 4.625%
HK$131,809
+HK$7,561/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$248,496/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,069
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$133,557
−HK$3,539/mo
Today · 4.125%
HK$137,096
baseline
▲ 0.50% · 4.625%
HK$144,322
+HK$7,226/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$274,192/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,300
−HK$8,798/mo
▼ 0.25% · 3.875%
HK$144,664
−HK$4,434/mo
Today · 4.125%
HK$149,098
baseline
▲ 0.50% · 4.625%
HK$158,170
+HK$9,072/mo
Deposit HK$20.51M · loan HK$30.76M · min. income ≈ HK$298,196/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,082
−HK$8,433/mo
▼ 0.25% · 3.875%
HK$160,269
−HK$4,246/mo
Today · 4.125%
HK$164,515
baseline
▲ 0.50% · 4.625%
HK$173,187
+HK$8,672/mo
Deposit HK$20.51M · loan HK$30.76M · min. income ≈ HK$329,030/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,683
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,775
−HK$5,173/mo
Today · 4.125%
HK$173,948
baseline
▲ 0.50% · 4.625%
HK$184,532
+HK$10,584/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$347,896/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,096
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$186,980
−HK$4,954/mo
Today · 4.125%
HK$191,934
baseline
▲ 0.50% · 4.625%
HK$202,051
+HK$10,117/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$383,868/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,450
−HK$13,197/mo
▼ 0.25% · 3.875%
HK$216,996
−HK$6,651/mo
Today · 4.125%
HK$223,647
baseline
▲ 0.50% · 4.625%
HK$237,256
+HK$13,609/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$447,294/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,124
−HK$12,649/mo
▼ 0.25% · 3.875%
HK$240,403
−HK$6,370/mo
Today · 4.125%
HK$246,773
baseline
▲ 0.50% · 4.625%
HK$259,780
+HK$13,007/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$493,546/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,125 · Scale 2, in force from 26 Feb 2026)