LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,923
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,560
−HK$3,696/mo
Today · 4.125%
HK$124,256
baseline
▲ 0.50% · 4.625%
HK$131,816
+HK$7,560/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$248,512/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,076
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$133,565
−HK$3,539/mo
Today · 4.125%
HK$137,104
baseline
▲ 0.50% · 4.625%
HK$144,331
+HK$7,227/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$274,208/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,308
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,673
−HK$4,434/mo
Today · 4.125%
HK$149,107
baseline
▲ 0.50% · 4.625%
HK$158,179
+HK$9,072/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$298,214/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,091
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,278
−HK$4,247/mo
Today · 4.125%
HK$164,525
baseline
▲ 0.50% · 4.625%
HK$173,197
+HK$8,672/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$329,050/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,693
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$168,785
−HK$5,173/mo
Today · 4.125%
HK$173,958
baseline
▲ 0.50% · 4.625%
HK$184,543
+HK$10,585/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$347,916/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,107
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$186,991
−HK$4,954/mo
Today · 4.125%
HK$191,945
baseline
▲ 0.50% · 4.625%
HK$202,063
+HK$10,118/mo
Deposit HK$15.38M · loan HK$35.89M · min. income ≈ HK$383,890/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,462
−HK$13,198/mo
▼ 0.25% · 3.875%
HK$217,009
−HK$6,651/mo
Today · 4.125%
HK$223,660
baseline
▲ 0.50% · 4.625%
HK$237,269
+HK$13,609/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$447,320/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,137
−HK$12,650/mo
▼ 0.25% · 3.875%
HK$240,417
−HK$6,370/mo
Today · 4.125%
HK$246,787
baseline
▲ 0.50% · 4.625%
HK$259,795
+HK$13,008/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$493,574/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,250 · Scale 2, in force from 26 Feb 2026)