LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,936
−HK$7,332/mo
▼ 0.25% · 3.875%
HK$120,573
−HK$3,695/mo
Today · 4.125%
HK$124,268
baseline
▲ 0.50% · 4.625%
HK$131,830
+HK$7,562/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$248,536/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,090
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$133,579
−HK$3,539/mo
Today · 4.125%
HK$137,118
baseline
▲ 0.50% · 4.625%
HK$144,346
+HK$7,228/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$274,236/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,323
−HK$8,799/mo
▼ 0.25% · 3.875%
HK$144,688
−HK$4,434/mo
Today · 4.125%
HK$149,122
baseline
▲ 0.50% · 4.625%
HK$158,196
+HK$9,074/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$298,244/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,108
−HK$8,434/mo
▼ 0.25% · 3.875%
HK$160,294
−HK$4,248/mo
Today · 4.125%
HK$164,542
baseline
▲ 0.50% · 4.625%
HK$173,215
+HK$8,673/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$329,084/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,710
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,802
−HK$5,174/mo
Today · 4.125%
HK$173,976
baseline
▲ 0.50% · 4.625%
HK$184,562
+HK$10,586/mo
Deposit HK$15.38M · loan HK$35.90M · min. income ≈ HK$347,952/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,126
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$187,010
−HK$4,955/mo
Today · 4.125%
HK$191,965
baseline
▲ 0.50% · 4.625%
HK$202,084
+HK$10,119/mo
Deposit HK$15.38M · loan HK$35.90M · min. income ≈ HK$383,930/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,484
−HK$13,199/mo
▼ 0.25% · 3.875%
HK$217,031
−HK$6,652/mo
Today · 4.125%
HK$223,683
baseline
▲ 0.50% · 4.625%
HK$237,294
+HK$13,611/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$447,366/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,161
−HK$12,651/mo
▼ 0.25% · 3.875%
HK$240,441
−HK$6,371/mo
Today · 4.125%
HK$246,812
baseline
▲ 0.50% · 4.625%
HK$259,822
+HK$13,010/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$493,624/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,476 · Scale 2, in force from 26 Feb 2026)