LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,936
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,574
−HK$3,695/mo
Today · 4.125%
HK$124,269
baseline
▲ 0.50% · 4.625%
HK$131,831
+HK$7,562/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$248,538/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,090
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,579
−HK$3,540/mo
Today · 4.125%
HK$137,119
baseline
▲ 0.50% · 4.625%
HK$144,347
+HK$7,228/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$274,238/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,323
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,688
−HK$4,435/mo
Today · 4.125%
HK$149,123
baseline
▲ 0.50% · 4.625%
HK$158,197
+HK$9,074/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$298,246/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,108
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,295
−HK$4,248/mo
Today · 4.125%
HK$164,543
baseline
▲ 0.50% · 4.625%
HK$173,216
+HK$8,673/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$329,086/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,711
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,803
−HK$5,174/mo
Today · 4.125%
HK$173,977
baseline
▲ 0.50% · 4.625%
HK$184,563
+HK$10,586/mo
Deposit HK$15.38M · loan HK$35.90M · min. income ≈ HK$347,954/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,127
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$187,011
−HK$4,955/mo
Today · 4.125%
HK$191,966
baseline
▲ 0.50% · 4.625%
HK$202,085
+HK$10,119/mo
Deposit HK$15.38M · loan HK$35.90M · min. income ≈ HK$383,932/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,485
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$217,033
−HK$6,652/mo
Today · 4.125%
HK$223,685
baseline
▲ 0.50% · 4.625%
HK$237,295
+HK$13,610/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$447,370/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,163
−HK$12,651/mo
▼ 0.25% · 3.875%
HK$240,443
−HK$6,371/mo
Today · 4.125%
HK$246,814
baseline
▲ 0.50% · 4.625%
HK$259,824
+HK$13,010/mo
Deposit HK$5.13M · loan HK$46.15M · min. income ≈ HK$493,628/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,488 · Scale 2, in force from 26 Feb 2026)