LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,941
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,579
−HK$3,695/mo
Today · 4.125%
HK$124,274
baseline
▲ 0.50% · 4.625%
HK$131,836
+HK$7,562/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$248,548/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,096
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,585
−HK$3,540/mo
Today · 4.125%
HK$137,125
baseline
▲ 0.50% · 4.625%
HK$144,353
+HK$7,228/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$274,250/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,329
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,695
−HK$4,434/mo
Today · 4.125%
HK$149,129
baseline
▲ 0.50% · 4.625%
HK$158,204
+HK$9,075/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$298,258/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,115
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,302
−HK$4,248/mo
Today · 4.125%
HK$164,550
baseline
▲ 0.50% · 4.625%
HK$173,223
+HK$8,673/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$329,100/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,718
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,810
−HK$5,174/mo
Today · 4.125%
HK$173,984
baseline
▲ 0.50% · 4.625%
HK$184,571
+HK$10,587/mo
Deposit HK$15.39M · loan HK$35.90M · min. income ≈ HK$347,968/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,134
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$187,019
−HK$4,955/mo
Today · 4.125%
HK$191,974
baseline
▲ 0.50% · 4.625%
HK$202,094
+HK$10,120/mo
Deposit HK$15.39M · loan HK$35.90M · min. income ≈ HK$383,948/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,494
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$217,042
−HK$6,652/mo
Today · 4.125%
HK$223,694
baseline
▲ 0.50% · 4.625%
HK$237,305
+HK$13,611/mo
Deposit HK$5.13M · loan HK$46.16M · min. income ≈ HK$447,388/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,173
−HK$12,651/mo
▼ 0.25% · 3.875%
HK$240,453
−HK$6,371/mo
Today · 4.125%
HK$246,824
baseline
▲ 0.50% · 4.625%
HK$259,835
+HK$13,011/mo
Deposit HK$5.13M · loan HK$46.16M · min. income ≈ HK$493,648/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,581 · Scale 2, in force from 26 Feb 2026)