LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,943
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,580
−HK$3,696/mo
Today · 4.125%
HK$124,276
baseline
▲ 0.50% · 4.625%
HK$131,838
+HK$7,562/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$248,552/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,098
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$133,587
−HK$3,539/mo
Today · 4.125%
HK$137,126
baseline
▲ 0.50% · 4.625%
HK$144,354
+HK$7,228/mo
Deposit HK$25.64M · loan HK$25.64M · min. income ≈ HK$274,252/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,331
−HK$8,800/mo
▼ 0.25% · 3.875%
HK$144,696
−HK$4,435/mo
Today · 4.125%
HK$149,131
baseline
▲ 0.50% · 4.625%
HK$158,205
+HK$9,074/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$298,262/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,117
−HK$8,435/mo
▼ 0.25% · 3.875%
HK$160,304
−HK$4,248/mo
Today · 4.125%
HK$164,552
baseline
▲ 0.50% · 4.625%
HK$173,225
+HK$8,673/mo
Deposit HK$20.51M · loan HK$30.77M · min. income ≈ HK$329,104/mo (50% DSR)
Upfront cash ≈ HK$22.69M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,720
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$168,812
−HK$5,174/mo
Today · 4.125%
HK$173,986
baseline
▲ 0.50% · 4.625%
HK$184,573
+HK$10,587/mo
Deposit HK$15.39M · loan HK$35.90M · min. income ≈ HK$347,972/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,137
−HK$9,840/mo
▼ 0.25% · 3.875%
HK$187,021
−HK$4,956/mo
Today · 4.125%
HK$191,977
baseline
▲ 0.50% · 4.625%
HK$202,096
+HK$10,119/mo
Deposit HK$15.39M · loan HK$35.90M · min. income ≈ HK$383,954/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,497
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$217,044
−HK$6,653/mo
Today · 4.125%
HK$223,697
baseline
▲ 0.50% · 4.625%
HK$237,308
+HK$13,611/mo
Deposit HK$5.13M · loan HK$46.16M · min. income ≈ HK$447,394/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,176
−HK$12,651/mo
▼ 0.25% · 3.875%
HK$240,456
−HK$6,371/mo
Today · 4.125%
HK$246,827
baseline
▲ 0.50% · 4.625%
HK$259,838
+HK$13,011/mo
Deposit HK$5.13M · loan HK$46.16M · min. income ≈ HK$493,654/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,608 · Scale 2, in force from 26 Feb 2026)