LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,957
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$120,595
−HK$3,696/mo
Today · 4.125%
HK$124,291
baseline
▲ 0.50% · 4.625%
HK$131,854
+HK$7,563/mo
Deposit HK$25.65M · loan HK$25.65M · min. income ≈ HK$248,582/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,114
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,603
−HK$3,540/mo
Today · 4.125%
HK$137,143
baseline
▲ 0.50% · 4.625%
HK$144,372
+HK$7,229/mo
Deposit HK$25.65M · loan HK$25.65M · min. income ≈ HK$274,286/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,348
−HK$8,802/mo
▼ 0.25% · 3.875%
HK$144,714
−HK$4,436/mo
Today · 4.125%
HK$149,150
baseline
▲ 0.50% · 4.625%
HK$158,225
+HK$9,075/mo
Deposit HK$20.52M · loan HK$30.77M · min. income ≈ HK$298,300/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,136
−HK$8,436/mo
▼ 0.25% · 3.875%
HK$160,324
−HK$4,248/mo
Today · 4.125%
HK$164,572
baseline
▲ 0.50% · 4.625%
HK$173,247
+HK$8,675/mo
Deposit HK$20.52M · loan HK$30.77M · min. income ≈ HK$329,144/mo (50% DSR)
Upfront cash ≈ HK$22.70M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,740
−HK$10,268/mo
▼ 0.25% · 3.875%
HK$168,833
−HK$5,175/mo
Today · 4.125%
HK$174,008
baseline
▲ 0.50% · 4.625%
HK$184,596
+HK$10,588/mo
Deposit HK$15.39M · loan HK$35.90M · min. income ≈ HK$348,016/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,159
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$187,044
−HK$4,956/mo
Today · 4.125%
HK$192,000
baseline
▲ 0.50% · 4.625%
HK$202,121
+HK$10,121/mo
Deposit HK$15.39M · loan HK$35.90M · min. income ≈ HK$384,000/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,523
−HK$13,201/mo
▼ 0.25% · 3.875%
HK$217,071
−HK$6,653/mo
Today · 4.125%
HK$223,724
baseline
▲ 0.50% · 4.625%
HK$237,337
+HK$13,613/mo
Deposit HK$5.13M · loan HK$46.16M · min. income ≈ HK$447,448/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,204
−HK$12,654/mo
▼ 0.25% · 3.875%
HK$240,486
−HK$6,372/mo
Today · 4.125%
HK$246,858
baseline
▲ 0.50% · 4.625%
HK$259,870
+HK$13,012/mo
Deposit HK$5.13M · loan HK$46.16M · min. income ≈ HK$493,716/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,179,876 · Scale 2, in force from 26 Feb 2026)