LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,699
−HK$734/mo
▼ 0.25% · 3.875%
HK$12,063
−HK$370/mo
Today · 4.125%
HK$12,433
baseline
▲ 0.50% · 4.625%
HK$13,190
+HK$757/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,866/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,015
−HK$704/mo
▼ 0.25% · 3.875%
HK$13,364
−HK$355/mo
Today · 4.125%
HK$13,719
baseline
▲ 0.50% · 4.625%
HK$14,442
+HK$723/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,438/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,039
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,476
−HK$444/mo
Today · 4.125%
HK$14,920
baseline
▲ 0.50% · 4.625%
HK$15,827
+HK$907/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$29,840/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,619
−HK$843/mo
▼ 0.25% · 3.875%
HK$16,037
−HK$425/mo
Today · 4.125%
HK$16,462
baseline
▲ 0.50% · 4.625%
HK$17,330
+HK$868/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$32,924/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,379
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,889
−HK$517/mo
Today · 4.125%
HK$17,406
baseline
▲ 0.50% · 4.625%
HK$18,465
+HK$1,059/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$34,812/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,222
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,710
−HK$496/mo
Today · 4.125%
HK$19,206
baseline
▲ 0.50% · 4.625%
HK$20,218
+HK$1,012/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$38,412/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,059
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,714
−HK$665/mo
Today · 4.125%
HK$22,379
baseline
▲ 0.50% · 4.625%
HK$23,741
+HK$1,362/mo
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,758/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,428
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,056
−HK$637/mo
Today · 4.125%
HK$24,693
baseline
▲ 0.50% · 4.625%
HK$25,995
+HK$1,302/mo
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$49,386/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,442 · Scale 2, in force from 26 Feb 2026)