LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,010
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,649
−HK$3,698/mo
Today · 4.125%
HK$124,347
baseline
▲ 0.50% · 4.625%
HK$131,913
+HK$7,566/mo
Deposit HK$25.66M · loan HK$25.66M · min. income ≈ HK$248,694/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,172
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$133,663
−HK$3,542/mo
Today · 4.125%
HK$137,205
baseline
▲ 0.50% · 4.625%
HK$144,437
+HK$7,232/mo
Deposit HK$25.66M · loan HK$25.66M · min. income ≈ HK$274,410/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,412
−HK$8,805/mo
▼ 0.25% · 3.875%
HK$144,779
−HK$4,438/mo
Today · 4.125%
HK$149,217
baseline
▲ 0.50% · 4.625%
HK$158,296
+HK$9,079/mo
Deposit HK$20.53M · loan HK$30.79M · min. income ≈ HK$298,434/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,206
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,396
−HK$4,250/mo
Today · 4.125%
HK$164,646
baseline
▲ 0.50% · 4.625%
HK$173,324
+HK$8,678/mo
Deposit HK$20.53M · loan HK$30.79M · min. income ≈ HK$329,292/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,813
−HK$10,273/mo
▼ 0.25% · 3.875%
HK$168,909
−HK$5,177/mo
Today · 4.125%
HK$174,086
baseline
▲ 0.50% · 4.625%
HK$184,679
+HK$10,593/mo
Deposit HK$15.39M · loan HK$35.92M · min. income ≈ HK$348,172/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,241
−HK$9,846/mo
▼ 0.25% · 3.875%
HK$187,128
−HK$4,959/mo
Today · 4.125%
HK$192,087
baseline
▲ 0.50% · 4.625%
HK$202,212
+HK$10,125/mo
Deposit HK$15.39M · loan HK$35.92M · min. income ≈ HK$384,174/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,617
−HK$13,208/mo
▼ 0.25% · 3.875%
HK$217,169
−HK$6,656/mo
Today · 4.125%
HK$223,825
baseline
▲ 0.50% · 4.625%
HK$237,444
+HK$13,619/mo
Deposit HK$5.13M · loan HK$46.18M · min. income ≈ HK$447,650/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,310
−HK$12,659/mo
▼ 0.25% · 3.875%
HK$240,594
−HK$6,375/mo
Today · 4.125%
HK$246,969
baseline
▲ 0.50% · 4.625%
HK$259,987
+HK$13,018/mo
Deposit HK$5.13M · loan HK$46.18M · min. income ≈ HK$493,938/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,180,855 · Scale 2, in force from 26 Feb 2026)