LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,023
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$120,663
−HK$3,699/mo
Today · 4.125%
HK$124,362
baseline
▲ 0.50% · 4.625%
HK$131,929
+HK$7,567/mo
Deposit HK$25.66M · loan HK$25.66M · min. income ≈ HK$248,724/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,187
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,679
−HK$3,542/mo
Today · 4.125%
HK$137,221
baseline
▲ 0.50% · 4.625%
HK$144,454
+HK$7,233/mo
Deposit HK$25.66M · loan HK$25.66M · min. income ≈ HK$274,442/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,428
−HK$8,806/mo
▼ 0.25% · 3.875%
HK$144,796
−HK$4,438/mo
Today · 4.125%
HK$149,234
baseline
▲ 0.50% · 4.625%
HK$158,315
+HK$9,081/mo
Deposit HK$20.53M · loan HK$30.79M · min. income ≈ HK$298,468/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,225
−HK$8,440/mo
▼ 0.25% · 3.875%
HK$160,415
−HK$4,250/mo
Today · 4.125%
HK$164,665
baseline
▲ 0.50% · 4.625%
HK$173,345
+HK$8,680/mo
Deposit HK$20.53M · loan HK$30.79M · min. income ≈ HK$329,330/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,833
−HK$10,273/mo
▼ 0.25% · 3.875%
HK$168,929
−HK$5,177/mo
Today · 4.125%
HK$174,106
baseline
▲ 0.50% · 4.625%
HK$184,700
+HK$10,594/mo
Deposit HK$15.40M · loan HK$35.92M · min. income ≈ HK$348,212/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,262
−HK$9,847/mo
▼ 0.25% · 3.875%
HK$187,150
−HK$4,959/mo
Today · 4.125%
HK$192,109
baseline
▲ 0.50% · 4.625%
HK$202,236
+HK$10,127/mo
Deposit HK$15.40M · loan HK$35.92M · min. income ≈ HK$384,218/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,642
−HK$13,209/mo
▼ 0.25% · 3.875%
HK$217,194
−HK$6,657/mo
Today · 4.125%
HK$223,851
baseline
▲ 0.50% · 4.625%
HK$237,472
+HK$13,621/mo
Deposit HK$5.13M · loan HK$46.19M · min. income ≈ HK$447,702/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,337
−HK$12,661/mo
▼ 0.25% · 3.875%
HK$240,622
−HK$6,376/mo
Today · 4.125%
HK$246,998
baseline
▲ 0.50% · 4.625%
HK$260,017
+HK$13,019/mo
Deposit HK$5.13M · loan HK$46.19M · min. income ≈ HK$493,996/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,181,112 · Scale 2, in force from 26 Feb 2026)