LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,043
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,684
−HK$3,699/mo
Today · 4.125%
HK$124,383
baseline
▲ 0.50% · 4.625%
HK$131,951
+HK$7,568/mo
Deposit HK$25.66M · loan HK$25.66M · min. income ≈ HK$248,766/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,209
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,701
−HK$3,543/mo
Today · 4.125%
HK$137,244
baseline
▲ 0.50% · 4.625%
HK$144,478
+HK$7,234/mo
Deposit HK$25.66M · loan HK$25.66M · min. income ≈ HK$274,488/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,452
−HK$8,807/mo
▼ 0.25% · 3.875%
HK$144,820
−HK$4,439/mo
Today · 4.125%
HK$149,259
baseline
▲ 0.50% · 4.625%
HK$158,341
+HK$9,082/mo
Deposit HK$20.53M · loan HK$30.80M · min. income ≈ HK$298,518/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,251
−HK$8,442/mo
▼ 0.25% · 3.875%
HK$160,442
−HK$4,251/mo
Today · 4.125%
HK$164,693
baseline
▲ 0.50% · 4.625%
HK$173,374
+HK$8,681/mo
Deposit HK$20.53M · loan HK$30.80M · min. income ≈ HK$329,386/mo (50% DSR)
Upfront cash ≈ HK$22.71M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,860
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$168,957
−HK$5,179/mo
Today · 4.125%
HK$174,136
baseline
▲ 0.50% · 4.625%
HK$184,731
+HK$10,595/mo
Deposit HK$15.40M · loan HK$35.93M · min. income ≈ HK$348,272/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,293
−HK$9,848/mo
▼ 0.25% · 3.875%
HK$187,182
−HK$4,959/mo
Today · 4.125%
HK$192,141
baseline
▲ 0.50% · 4.625%
HK$202,270
+HK$10,129/mo
Deposit HK$15.40M · loan HK$35.93M · min. income ≈ HK$384,282/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,677
−HK$13,212/mo
▼ 0.25% · 3.875%
HK$217,231
−HK$6,658/mo
Today · 4.125%
HK$223,889
baseline
▲ 0.50% · 4.625%
HK$237,512
+HK$13,623/mo
Deposit HK$5.13M · loan HK$46.20M · min. income ≈ HK$447,778/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,376
−HK$12,663/mo
▼ 0.25% · 3.875%
HK$240,662
−HK$6,377/mo
Today · 4.125%
HK$247,039
baseline
▲ 0.50% · 4.625%
HK$260,061
+HK$13,022/mo
Deposit HK$5.13M · loan HK$46.20M · min. income ≈ HK$494,078/mo (50% DSR)
Upfront cash ≈ HK$7.31M (deposit + AVD stamp duty HK$2,181,477 · Scale 2, in force from 26 Feb 2026)