LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,063
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,705
−HK$3,699/mo
Today · 4.125%
HK$124,404
baseline
▲ 0.50% · 4.625%
HK$131,974
+HK$7,570/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$248,808/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,232
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$133,724
−HK$3,544/mo
Today · 4.125%
HK$137,268
baseline
▲ 0.50% · 4.625%
HK$144,503
+HK$7,235/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$274,536/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,476
−HK$8,809/mo
▼ 0.25% · 3.875%
HK$144,845
−HK$4,440/mo
Today · 4.125%
HK$149,285
baseline
▲ 0.50% · 4.625%
HK$158,369
+HK$9,084/mo
Deposit HK$20.54M · loan HK$30.80M · min. income ≈ HK$298,570/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,278
−HK$8,443/mo
▼ 0.25% · 3.875%
HK$160,469
−HK$4,252/mo
Today · 4.125%
HK$164,721
baseline
▲ 0.50% · 4.625%
HK$173,404
+HK$8,683/mo
Deposit HK$20.54M · loan HK$30.80M · min. income ≈ HK$329,442/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,889
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$168,986
−HK$5,180/mo
Today · 4.125%
HK$174,166
baseline
▲ 0.50% · 4.625%
HK$184,763
+HK$10,597/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$348,332/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,324
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$187,214
−HK$4,961/mo
Today · 4.125%
HK$192,175
baseline
▲ 0.50% · 4.625%
HK$202,305
+HK$10,130/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$384,350/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,714
−HK$13,213/mo
▼ 0.25% · 3.875%
HK$217,268
−HK$6,659/mo
Today · 4.125%
HK$223,927
baseline
▲ 0.50% · 4.625%
HK$237,553
+HK$13,626/mo
Deposit HK$5.13M · loan HK$46.20M · min. income ≈ HK$447,854/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,417
−HK$12,665/mo
▼ 0.25% · 3.875%
HK$240,704
−HK$6,378/mo
Today · 4.125%
HK$247,082
baseline
▲ 0.50% · 4.625%
HK$260,106
+HK$13,024/mo
Deposit HK$5.13M · loan HK$46.20M · min. income ≈ HK$494,164/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,181,855 · Scale 2, in force from 26 Feb 2026)