LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,706
−HK$734/mo
▼ 0.25% · 3.875%
HK$12,071
−HK$369/mo
Today · 4.125%
HK$12,440
baseline
▲ 0.50% · 4.625%
HK$13,197
+HK$757/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,880/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,023
−HK$704/mo
▼ 0.25% · 3.875%
HK$13,373
−HK$354/mo
Today · 4.125%
HK$13,727
baseline
▲ 0.50% · 4.625%
HK$14,450
+HK$723/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,454/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,048
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,485
−HK$444/mo
Today · 4.125%
HK$14,929
baseline
▲ 0.50% · 4.625%
HK$15,837
+HK$908/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$29,858/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,628
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,047
−HK$425/mo
Today · 4.125%
HK$16,472
baseline
▲ 0.50% · 4.625%
HK$17,340
+HK$868/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$32,944/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,389
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,899
−HK$518/mo
Today · 4.125%
HK$17,417
baseline
▲ 0.50% · 4.625%
HK$18,476
+HK$1,059/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$34,834/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,233
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,722
−HK$496/mo
Today · 4.125%
HK$19,218
baseline
▲ 0.50% · 4.625%
HK$20,231
+HK$1,013/mo
Deposit HK$1.54M · loan HK$3.59M · min. income ≈ HK$38,436/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,072
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,727
−HK$666/mo
Today · 4.125%
HK$22,393
baseline
▲ 0.50% · 4.625%
HK$23,755
+HK$1,362/mo
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$44,786/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,442
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,071
−HK$637/mo
Today · 4.125%
HK$24,708
baseline
▲ 0.50% · 4.625%
HK$26,011
+HK$1,303/mo
Deposit HK$513K · loan HK$4.62M · min. income ≈ HK$49,416/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,511 · Scale 2, in force from 26 Feb 2026)