LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,075
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,717
−HK$3,700/mo
Today · 4.125%
HK$124,417
baseline
▲ 0.50% · 4.625%
HK$131,987
+HK$7,570/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$248,834/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,245
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,738
−HK$3,544/mo
Today · 4.125%
HK$137,282
baseline
▲ 0.50% · 4.625%
HK$144,518
+HK$7,236/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$274,564/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,490
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,860
−HK$4,440/mo
Today · 4.125%
HK$149,300
baseline
▲ 0.50% · 4.625%
HK$158,385
+HK$9,085/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$298,600/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,294
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,486
−HK$4,252/mo
Today · 4.125%
HK$164,738
baseline
▲ 0.50% · 4.625%
HK$173,422
+HK$8,684/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$329,476/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,905
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,004
−HK$5,180/mo
Today · 4.125%
HK$174,184
baseline
▲ 0.50% · 4.625%
HK$184,782
+HK$10,598/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$348,368/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,343
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,234
−HK$4,961/mo
Today · 4.125%
HK$192,195
baseline
▲ 0.50% · 4.625%
HK$202,325
+HK$10,130/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$384,390/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,736
−HK$13,215/mo
▼ 0.25% · 3.875%
HK$217,291
−HK$6,660/mo
Today · 4.125%
HK$223,951
baseline
▲ 0.50% · 4.625%
HK$237,577
+HK$13,626/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$447,902/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,441
−HK$12,666/mo
▼ 0.25% · 3.875%
HK$240,729
−HK$6,378/mo
Today · 4.125%
HK$247,107
baseline
▲ 0.50% · 4.625%
HK$260,133
+HK$13,026/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$494,214/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,080 · Scale 2, in force from 26 Feb 2026)