LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,078
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,720
−HK$3,700/mo
Today · 4.125%
HK$124,420
baseline
▲ 0.50% · 4.625%
HK$131,991
+HK$7,571/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$248,840/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,248
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,741
−HK$3,544/mo
Today · 4.125%
HK$137,285
baseline
▲ 0.50% · 4.625%
HK$144,522
+HK$7,237/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$274,570/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,494
−HK$8,810/mo
▼ 0.25% · 3.875%
HK$144,864
−HK$4,440/mo
Today · 4.125%
HK$149,304
baseline
▲ 0.50% · 4.625%
HK$158,389
+HK$9,085/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$298,608/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,298
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,490
−HK$4,252/mo
Today · 4.125%
HK$164,742
baseline
▲ 0.50% · 4.625%
HK$173,426
+HK$8,684/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$329,484/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,909
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,008
−HK$5,180/mo
Today · 4.125%
HK$174,188
baseline
▲ 0.50% · 4.625%
HK$184,787
+HK$10,599/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$348,376/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,348
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$187,238
−HK$4,961/mo
Today · 4.125%
HK$192,199
baseline
▲ 0.50% · 4.625%
HK$202,330
+HK$10,131/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$384,398/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,741
−HK$13,215/mo
▼ 0.25% · 3.875%
HK$217,296
−HK$6,660/mo
Today · 4.125%
HK$223,956
baseline
▲ 0.50% · 4.625%
HK$237,583
+HK$13,627/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$447,912/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,447
−HK$12,666/mo
▼ 0.25% · 3.875%
HK$240,735
−HK$6,378/mo
Today · 4.125%
HK$247,113
baseline
▲ 0.50% · 4.625%
HK$260,139
+HK$13,026/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$494,226/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,134 · Scale 2, in force from 26 Feb 2026)