LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,082
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,724
−HK$3,700/mo
Today · 4.125%
HK$124,424
baseline
▲ 0.50% · 4.625%
HK$131,995
+HK$7,571/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$248,848/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,252
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,746
−HK$3,544/mo
Today · 4.125%
HK$137,290
baseline
▲ 0.50% · 4.625%
HK$144,526
+HK$7,236/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$274,580/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,498
−HK$8,811/mo
▼ 0.25% · 3.875%
HK$144,869
−HK$4,440/mo
Today · 4.125%
HK$149,309
baseline
▲ 0.50% · 4.625%
HK$158,394
+HK$9,085/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$298,618/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,303
−HK$8,444/mo
▼ 0.25% · 3.875%
HK$160,495
−HK$4,252/mo
Today · 4.125%
HK$164,747
baseline
▲ 0.50% · 4.625%
HK$173,432
+HK$8,685/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$329,494/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,915
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,013
−HK$5,181/mo
Today · 4.125%
HK$174,194
baseline
▲ 0.50% · 4.625%
HK$184,793
+HK$10,599/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$348,388/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,353
−HK$9,852/mo
▼ 0.25% · 3.875%
HK$187,244
−HK$4,961/mo
Today · 4.125%
HK$192,205
baseline
▲ 0.50% · 4.625%
HK$202,337
+HK$10,132/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$384,410/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,747
−HK$13,216/mo
▼ 0.25% · 3.875%
HK$217,303
−HK$6,660/mo
Today · 4.125%
HK$223,963
baseline
▲ 0.50% · 4.625%
HK$237,591
+HK$13,628/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$447,926/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,454
−HK$12,667/mo
▼ 0.25% · 3.875%
HK$240,742
−HK$6,379/mo
Today · 4.125%
HK$247,121
baseline
▲ 0.50% · 4.625%
HK$260,147
+HK$13,026/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$494,242/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,202 · Scale 2, in force from 26 Feb 2026)