LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,088
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,730
−HK$3,700/mo
Today · 4.125%
HK$124,430
baseline
▲ 0.50% · 4.625%
HK$132,001
+HK$7,571/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$248,860/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,259
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,752
−HK$3,544/mo
Today · 4.125%
HK$137,296
baseline
▲ 0.50% · 4.625%
HK$144,533
+HK$7,237/mo
Deposit HK$25.67M · loan HK$25.67M · min. income ≈ HK$274,592/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,505
−HK$8,811/mo
▼ 0.25% · 3.875%
HK$144,876
−HK$4,440/mo
Today · 4.125%
HK$149,316
baseline
▲ 0.50% · 4.625%
HK$158,401
+HK$9,085/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$298,632/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,310
−HK$8,445/mo
▼ 0.25% · 3.875%
HK$160,503
−HK$4,252/mo
Today · 4.125%
HK$164,755
baseline
▲ 0.50% · 4.625%
HK$173,440
+HK$8,685/mo
Deposit HK$20.54M · loan HK$30.81M · min. income ≈ HK$329,510/mo (50% DSR)
Upfront cash ≈ HK$22.72M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,923
−HK$10,279/mo
▼ 0.25% · 3.875%
HK$169,021
−HK$5,181/mo
Today · 4.125%
HK$174,202
baseline
▲ 0.50% · 4.625%
HK$184,802
+HK$10,600/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$348,404/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,362
−HK$9,853/mo
▼ 0.25% · 3.875%
HK$187,253
−HK$4,962/mo
Today · 4.125%
HK$192,215
baseline
▲ 0.50% · 4.625%
HK$202,347
+HK$10,132/mo
Deposit HK$15.40M · loan HK$35.94M · min. income ≈ HK$384,430/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,758
−HK$13,216/mo
▼ 0.25% · 3.875%
HK$217,313
−HK$6,661/mo
Today · 4.125%
HK$223,974
baseline
▲ 0.50% · 4.625%
HK$237,602
+HK$13,628/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$447,948/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,466
−HK$12,667/mo
▼ 0.25% · 3.875%
HK$240,754
−HK$6,379/mo
Today · 4.125%
HK$247,133
baseline
▲ 0.50% · 4.625%
HK$260,160
+HK$13,027/mo
Deposit HK$5.13M · loan HK$46.21M · min. income ≈ HK$494,266/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,308 · Scale 2, in force from 26 Feb 2026)