LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,711
−HK$734/mo
▼ 0.25% · 3.875%
HK$12,075
−HK$370/mo
Today · 4.125%
HK$12,445
baseline
▲ 0.50% · 4.625%
HK$13,203
+HK$758/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,890/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,028
−HK$704/mo
▼ 0.25% · 3.875%
HK$13,378
−HK$354/mo
Today · 4.125%
HK$13,732
baseline
▲ 0.50% · 4.625%
HK$14,456
+HK$724/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,464/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,053
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,490
−HK$444/mo
Today · 4.125%
HK$14,934
baseline
▲ 0.50% · 4.625%
HK$15,843
+HK$909/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$29,868/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,634
−HK$845/mo
▼ 0.25% · 3.875%
HK$16,053
−HK$426/mo
Today · 4.125%
HK$16,479
baseline
▲ 0.50% · 4.625%
HK$17,347
+HK$868/mo
Deposit HK$2.05M · loan HK$3.08M · min. income ≈ HK$32,958/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,395
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$16,905
−HK$518/mo
Today · 4.125%
HK$17,423
baseline
▲ 0.50% · 4.625%
HK$18,484
+HK$1,061/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,846/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,240
−HK$985/mo
▼ 0.25% · 3.875%
HK$18,729
−HK$496/mo
Today · 4.125%
HK$19,225
baseline
▲ 0.50% · 4.625%
HK$20,238
+HK$1,013/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,450/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,735
−HK$667/mo
Today · 4.125%
HK$22,402
baseline
▲ 0.50% · 4.625%
HK$23,765
+HK$1,363/mo
Deposit HK$514K · loan HK$4.62M · min. income ≈ HK$44,804/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,451
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,080
−HK$638/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,021
+HK$1,303/mo
Deposit HK$514K · loan HK$4.62M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,556 · Scale 2, in force from 26 Feb 2026)