LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,119
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$120,762
−HK$3,701/mo
Today · 4.125%
HK$124,463
baseline
▲ 0.50% · 4.625%
HK$132,037
+HK$7,574/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$248,926/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,294
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$133,788
−HK$3,545/mo
Today · 4.125%
HK$137,333
baseline
▲ 0.50% · 4.625%
HK$144,572
+HK$7,239/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$274,666/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,543
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$144,914
−HK$4,442/mo
Today · 4.125%
HK$149,356
baseline
▲ 0.50% · 4.625%
HK$158,444
+HK$9,088/mo
Deposit HK$20.54M · loan HK$30.82M · min. income ≈ HK$298,712/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,352
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,546
−HK$4,254/mo
Today · 4.125%
HK$164,800
baseline
▲ 0.50% · 4.625%
HK$173,486
+HK$8,686/mo
Deposit HK$20.54M · loan HK$30.82M · min. income ≈ HK$329,600/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,966
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$169,067
−HK$5,182/mo
Today · 4.125%
HK$174,249
baseline
▲ 0.50% · 4.625%
HK$184,851
+HK$10,602/mo
Deposit HK$15.41M · loan HK$35.95M · min. income ≈ HK$348,498/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,411
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$187,303
−HK$4,963/mo
Today · 4.125%
HK$192,266
baseline
▲ 0.50% · 4.625%
HK$202,401
+HK$10,135/mo
Deposit HK$15.41M · loan HK$35.95M · min. income ≈ HK$384,532/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,814
−HK$13,220/mo
▼ 0.25% · 3.875%
HK$217,372
−HK$6,662/mo
Today · 4.125%
HK$224,034
baseline
▲ 0.50% · 4.625%
HK$237,666
+HK$13,632/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$448,068/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,529
−HK$12,670/mo
▼ 0.25% · 3.875%
HK$240,818
−HK$6,381/mo
Today · 4.125%
HK$247,199
baseline
▲ 0.50% · 4.625%
HK$260,230
+HK$13,031/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$494,398/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,893 · Scale 2, in force from 26 Feb 2026)