LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,121
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$120,765
−HK$3,701/mo
Today · 4.125%
HK$124,466
baseline
▲ 0.50% · 4.625%
HK$132,039
+HK$7,573/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$248,932/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,296
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,791
−HK$3,545/mo
Today · 4.125%
HK$137,336
baseline
▲ 0.50% · 4.625%
HK$144,575
+HK$7,239/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$274,672/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,546
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$144,918
−HK$4,441/mo
Today · 4.125%
HK$149,359
baseline
▲ 0.50% · 4.625%
HK$158,447
+HK$9,088/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$298,718/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,356
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$160,549
−HK$4,254/mo
Today · 4.125%
HK$164,803
baseline
▲ 0.50% · 4.625%
HK$173,490
+HK$8,687/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$329,606/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,970
−HK$10,282/mo
▼ 0.25% · 3.875%
HK$169,070
−HK$5,182/mo
Today · 4.125%
HK$174,252
baseline
▲ 0.50% · 4.625%
HK$184,855
+HK$10,603/mo
Deposit HK$15.41M · loan HK$35.95M · min. income ≈ HK$348,504/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,415
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$187,307
−HK$4,963/mo
Today · 4.125%
HK$192,270
baseline
▲ 0.50% · 4.625%
HK$202,405
+HK$10,135/mo
Deposit HK$15.41M · loan HK$35.95M · min. income ≈ HK$384,540/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,819
−HK$13,220/mo
▼ 0.25% · 3.875%
HK$217,376
−HK$6,663/mo
Today · 4.125%
HK$224,039
baseline
▲ 0.50% · 4.625%
HK$237,671
+HK$13,632/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$448,078/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,534
−HK$12,671/mo
▼ 0.25% · 3.875%
HK$240,824
−HK$6,381/mo
Today · 4.125%
HK$247,205
baseline
▲ 0.50% · 4.625%
HK$260,235
+HK$13,030/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$494,410/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,940 · Scale 2, in force from 26 Feb 2026)