LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,122
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$120,766
−HK$3,701/mo
Today · 4.125%
HK$124,467
baseline
▲ 0.50% · 4.625%
HK$132,040
+HK$7,573/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$248,934/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,297
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,792
−HK$3,545/mo
Today · 4.125%
HK$137,337
baseline
▲ 0.50% · 4.625%
HK$144,576
+HK$7,239/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$274,674/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,547
−HK$8,813/mo
▼ 0.25% · 3.875%
HK$144,919
−HK$4,441/mo
Today · 4.125%
HK$149,360
baseline
▲ 0.50% · 4.625%
HK$158,449
+HK$9,089/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$298,720/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,357
−HK$8,447/mo
▼ 0.25% · 3.875%
HK$160,550
−HK$4,254/mo
Today · 4.125%
HK$164,804
baseline
▲ 0.50% · 4.625%
HK$173,492
+HK$8,688/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$329,608/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,971
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$169,072
−HK$5,182/mo
Today · 4.125%
HK$174,254
baseline
▲ 0.50% · 4.625%
HK$184,857
+HK$10,603/mo
Deposit HK$15.41M · loan HK$35.95M · min. income ≈ HK$348,508/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,416
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$187,309
−HK$4,963/mo
Today · 4.125%
HK$192,272
baseline
▲ 0.50% · 4.625%
HK$202,407
+HK$10,135/mo
Deposit HK$15.41M · loan HK$35.95M · min. income ≈ HK$384,544/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,820
−HK$13,221/mo
▼ 0.25% · 3.875%
HK$217,378
−HK$6,663/mo
Today · 4.125%
HK$224,041
baseline
▲ 0.50% · 4.625%
HK$237,673
+HK$13,632/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$448,082/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,535
−HK$12,672/mo
▼ 0.25% · 3.875%
HK$240,826
−HK$6,381/mo
Today · 4.125%
HK$247,207
baseline
▲ 0.50% · 4.625%
HK$260,237
+HK$13,030/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$494,414/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,182,957 · Scale 2, in force from 26 Feb 2026)