LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,126
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$120,769
−HK$3,702/mo
Today · 4.125%
HK$124,471
baseline
▲ 0.50% · 4.625%
HK$132,044
+HK$7,573/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$248,942/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,301
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,796
−HK$3,545/mo
Today · 4.125%
HK$137,341
baseline
▲ 0.50% · 4.625%
HK$144,580
+HK$7,239/mo
Deposit HK$25.68M · loan HK$25.68M · min. income ≈ HK$274,682/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,551
−HK$8,814/mo
▼ 0.25% · 3.875%
HK$144,923
−HK$4,442/mo
Today · 4.125%
HK$149,365
baseline
▲ 0.50% · 4.625%
HK$158,453
+HK$9,088/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$298,730/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,361
−HK$8,448/mo
▼ 0.25% · 3.875%
HK$160,555
−HK$4,254/mo
Today · 4.125%
HK$164,809
baseline
▲ 0.50% · 4.625%
HK$173,497
+HK$8,688/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$329,618/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,976
−HK$10,283/mo
▼ 0.25% · 3.875%
HK$169,077
−HK$5,182/mo
Today · 4.125%
HK$174,259
baseline
▲ 0.50% · 4.625%
HK$184,862
+HK$10,603/mo
Deposit HK$15.41M · loan HK$35.96M · min. income ≈ HK$348,518/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,422
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$187,314
−HK$4,963/mo
Today · 4.125%
HK$192,277
baseline
▲ 0.50% · 4.625%
HK$202,413
+HK$10,136/mo
Deposit HK$15.41M · loan HK$35.96M · min. income ≈ HK$384,554/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,826
−HK$13,221/mo
▼ 0.25% · 3.875%
HK$217,384
−HK$6,663/mo
Today · 4.125%
HK$224,047
baseline
▲ 0.50% · 4.625%
HK$237,680
+HK$13,633/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$448,094/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,542
−HK$12,672/mo
▼ 0.25% · 3.875%
HK$240,832
−HK$6,382/mo
Today · 4.125%
HK$247,214
baseline
▲ 0.50% · 4.625%
HK$260,245
+HK$13,031/mo
Deposit HK$5.14M · loan HK$46.23M · min. income ≈ HK$494,428/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,020 · Scale 2, in force from 26 Feb 2026)