LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,147
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,791
−HK$3,702/mo
Today · 4.125%
HK$124,493
baseline
▲ 0.50% · 4.625%
HK$132,068
+HK$7,575/mo
Deposit HK$25.69M · loan HK$25.69M · min. income ≈ HK$248,986/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,325
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$133,820
−HK$3,546/mo
Today · 4.125%
HK$137,366
baseline
▲ 0.50% · 4.625%
HK$144,607
+HK$7,241/mo
Deposit HK$25.69M · loan HK$25.69M · min. income ≈ HK$274,732/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,576
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$144,949
−HK$4,443/mo
Today · 4.125%
HK$149,392
baseline
▲ 0.50% · 4.625%
HK$158,482
+HK$9,090/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$298,784/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,390
−HK$8,449/mo
▼ 0.25% · 3.875%
HK$160,584
−HK$4,255/mo
Today · 4.125%
HK$164,839
baseline
▲ 0.50% · 4.625%
HK$173,528
+HK$8,689/mo
Deposit HK$20.55M · loan HK$30.82M · min. income ≈ HK$329,678/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,006
−HK$10,284/mo
▼ 0.25% · 3.875%
HK$169,107
−HK$5,183/mo
Today · 4.125%
HK$174,290
baseline
▲ 0.50% · 4.625%
HK$184,896
+HK$10,606/mo
Deposit HK$15.41M · loan HK$35.96M · min. income ≈ HK$348,580/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,455
−HK$9,857/mo
▼ 0.25% · 3.875%
HK$187,348
−HK$4,964/mo
Today · 4.125%
HK$192,312
baseline
▲ 0.50% · 4.625%
HK$202,449
+HK$10,137/mo
Deposit HK$15.41M · loan HK$35.96M · min. income ≈ HK$384,624/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,865
−HK$13,223/mo
▼ 0.25% · 3.875%
HK$217,424
−HK$6,664/mo
Today · 4.125%
HK$224,088
baseline
▲ 0.50% · 4.625%
HK$237,723
+HK$13,635/mo
Deposit HK$5.14M · loan HK$46.24M · min. income ≈ HK$448,176/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,585
−HK$12,674/mo
▼ 0.25% · 3.875%
HK$240,876
−HK$6,383/mo
Today · 4.125%
HK$247,259
baseline
▲ 0.50% · 4.625%
HK$260,292
+HK$13,033/mo
Deposit HK$5.14M · loan HK$46.24M · min. income ≈ HK$494,518/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,416 · Scale 2, in force from 26 Feb 2026)