LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,152
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$120,796
−HK$3,702/mo
Today · 4.125%
HK$124,498
baseline
▲ 0.50% · 4.625%
HK$132,074
+HK$7,576/mo
Deposit HK$25.69M · loan HK$25.69M · min. income ≈ HK$248,996/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,330
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$133,826
−HK$3,546/mo
Today · 4.125%
HK$137,372
baseline
▲ 0.50% · 4.625%
HK$144,613
+HK$7,241/mo
Deposit HK$25.69M · loan HK$25.69M · min. income ≈ HK$274,744/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,582
−HK$8,816/mo
▼ 0.25% · 3.875%
HK$144,955
−HK$4,443/mo
Today · 4.125%
HK$149,398
baseline
▲ 0.50% · 4.625%
HK$158,488
+HK$9,090/mo
Deposit HK$20.55M · loan HK$30.83M · min. income ≈ HK$298,796/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,396
−HK$8,450/mo
▼ 0.25% · 3.875%
HK$160,591
−HK$4,255/mo
Today · 4.125%
HK$164,846
baseline
▲ 0.50% · 4.625%
HK$173,535
+HK$8,689/mo
Deposit HK$20.55M · loan HK$30.83M · min. income ≈ HK$329,692/mo (50% DSR)
Upfront cash ≈ HK$22.73M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,013
−HK$10,285/mo
▼ 0.25% · 3.875%
HK$169,114
−HK$5,184/mo
Today · 4.125%
HK$174,298
baseline
▲ 0.50% · 4.625%
HK$184,903
+HK$10,605/mo
Deposit HK$15.41M · loan HK$35.96M · min. income ≈ HK$348,596/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,462
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$187,356
−HK$4,964/mo
Today · 4.125%
HK$192,320
baseline
▲ 0.50% · 4.625%
HK$202,458
+HK$10,138/mo
Deposit HK$15.41M · loan HK$35.96M · min. income ≈ HK$384,640/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,873
−HK$13,224/mo
▼ 0.25% · 3.875%
HK$217,433
−HK$6,664/mo
Today · 4.125%
HK$224,097
baseline
▲ 0.50% · 4.625%
HK$237,733
+HK$13,636/mo
Deposit HK$5.14M · loan HK$46.24M · min. income ≈ HK$448,194/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,594
−HK$12,675/mo
▼ 0.25% · 3.875%
HK$240,886
−HK$6,383/mo
Today · 4.125%
HK$247,269
baseline
▲ 0.50% · 4.625%
HK$260,303
+HK$13,034/mo
Deposit HK$5.14M · loan HK$46.24M · min. income ≈ HK$494,538/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,506 · Scale 2, in force from 26 Feb 2026)