LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,164
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$120,809
−HK$3,703/mo
Today · 4.125%
HK$124,512
baseline
▲ 0.50% · 4.625%
HK$132,088
+HK$7,576/mo
Deposit HK$25.69M · loan HK$25.69M · min. income ≈ HK$249,024/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,344
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$133,840
−HK$3,546/mo
Today · 4.125%
HK$137,386
baseline
▲ 0.50% · 4.625%
HK$144,628
+HK$7,242/mo
Deposit HK$25.69M · loan HK$25.69M · min. income ≈ HK$274,772/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,597
−HK$8,817/mo
▼ 0.25% · 3.875%
HK$144,971
−HK$4,443/mo
Today · 4.125%
HK$149,414
baseline
▲ 0.50% · 4.625%
HK$158,505
+HK$9,091/mo
Deposit HK$20.55M · loan HK$30.83M · min. income ≈ HK$298,828/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,413
−HK$8,451/mo
▼ 0.25% · 3.875%
HK$160,608
−HK$4,256/mo
Today · 4.125%
HK$164,864
baseline
▲ 0.50% · 4.625%
HK$173,554
+HK$8,690/mo
Deposit HK$20.55M · loan HK$30.83M · min. income ≈ HK$329,728/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,030
−HK$10,286/mo
▼ 0.25% · 3.875%
HK$169,132
−HK$5,184/mo
Today · 4.125%
HK$174,316
baseline
▲ 0.50% · 4.625%
HK$184,923
+HK$10,607/mo
Deposit HK$15.41M · loan HK$35.97M · min. income ≈ HK$348,632/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,482
−HK$9,859/mo
▼ 0.25% · 3.875%
HK$187,376
−HK$4,965/mo
Today · 4.125%
HK$192,341
baseline
▲ 0.50% · 4.625%
HK$202,479
+HK$10,138/mo
Deposit HK$15.41M · loan HK$35.97M · min. income ≈ HK$384,682/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,896
−HK$13,225/mo
▼ 0.25% · 3.875%
HK$217,456
−HK$6,665/mo
Today · 4.125%
HK$224,121
baseline
▲ 0.50% · 4.625%
HK$237,758
+HK$13,637/mo
Deposit HK$5.14M · loan HK$46.24M · min. income ≈ HK$448,242/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,620
−HK$12,675/mo
▼ 0.25% · 3.875%
HK$240,912
−HK$6,383/mo
Today · 4.125%
HK$247,295
baseline
▲ 0.50% · 4.625%
HK$260,331
+HK$13,036/mo
Deposit HK$5.14M · loan HK$46.24M · min. income ≈ HK$494,590/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,183,740 · Scale 2, in force from 26 Feb 2026)