LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,195
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,840
−HK$3,704/mo
Today · 4.125%
HK$124,544
baseline
▲ 0.50% · 4.625%
HK$132,122
+HK$7,578/mo
Deposit HK$25.70M · loan HK$25.70M · min. income ≈ HK$249,088/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,378
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,875
−HK$3,547/mo
Today · 4.125%
HK$137,422
baseline
▲ 0.50% · 4.625%
HK$144,666
+HK$7,244/mo
Deposit HK$25.70M · loan HK$25.70M · min. income ≈ HK$274,844/mo (50% DSR)
Upfront cash ≈ HK$27.88M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,634
−HK$8,819/mo
▼ 0.25% · 3.875%
HK$145,008
−HK$4,445/mo
Today · 4.125%
HK$149,453
baseline
▲ 0.50% · 4.625%
HK$158,547
+HK$9,094/mo
Deposit HK$20.56M · loan HK$30.84M · min. income ≈ HK$298,906/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,454
−HK$8,452/mo
▼ 0.25% · 3.875%
HK$160,650
−HK$4,256/mo
Today · 4.125%
HK$164,906
baseline
▲ 0.50% · 4.625%
HK$173,599
+HK$8,693/mo
Deposit HK$20.56M · loan HK$30.84M · min. income ≈ HK$329,812/mo (50% DSR)
Upfront cash ≈ HK$22.74M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,073
−HK$10,288/mo
▼ 0.25% · 3.875%
HK$169,176
−HK$5,185/mo
Today · 4.125%
HK$174,361
baseline
▲ 0.50% · 4.625%
HK$184,971
+HK$10,610/mo
Deposit HK$15.42M · loan HK$35.98M · min. income ≈ HK$348,722/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,529
−HK$9,862/mo
▼ 0.25% · 3.875%
HK$187,425
−HK$4,966/mo
Today · 4.125%
HK$192,391
baseline
▲ 0.50% · 4.625%
HK$202,532
+HK$10,141/mo
Deposit HK$15.42M · loan HK$35.98M · min. income ≈ HK$384,782/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,951
−HK$13,228/mo
▼ 0.25% · 3.875%
HK$217,512
−HK$6,667/mo
Today · 4.125%
HK$224,179
baseline
▲ 0.50% · 4.625%
HK$237,820
+HK$13,641/mo
Deposit HK$5.14M · loan HK$46.26M · min. income ≈ HK$448,358/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,680
−HK$12,679/mo
▼ 0.25% · 3.875%
HK$240,974
−HK$6,385/mo
Today · 4.125%
HK$247,359
baseline
▲ 0.50% · 4.625%
HK$260,398
+HK$13,039/mo
Deposit HK$5.14M · loan HK$46.26M · min. income ≈ HK$494,718/mo (50% DSR)
Upfront cash ≈ HK$7.32M (deposit + AVD stamp duty HK$2,184,306 · Scale 2, in force from 26 Feb 2026)