LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,723
−HK$735/mo
▼ 0.25% · 3.875%
HK$12,088
−HK$370/mo
Today · 4.125%
HK$12,458
baseline
▲ 0.50% · 4.625%
HK$13,216
+HK$758/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,916/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,042
−HK$704/mo
▼ 0.25% · 3.875%
HK$13,392
−HK$354/mo
Today · 4.125%
HK$13,746
baseline
▲ 0.50% · 4.625%
HK$14,471
+HK$725/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,492/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,068
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,505
−HK$445/mo
Today · 4.125%
HK$14,950
baseline
▲ 0.50% · 4.625%
HK$15,860
+HK$910/mo
Deposit HK$2.06M · loan HK$3.08M · min. income ≈ HK$29,900/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,650
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,070
−HK$426/mo
Today · 4.125%
HK$16,496
baseline
▲ 0.50% · 4.625%
HK$17,365
+HK$869/mo
Deposit HK$2.06M · loan HK$3.08M · min. income ≈ HK$32,992/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,412
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,923
−HK$519/mo
Today · 4.125%
HK$17,442
baseline
▲ 0.50% · 4.625%
HK$18,503
+HK$1,061/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,884/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,748
−HK$497/mo
Today · 4.125%
HK$19,245
baseline
▲ 0.50% · 4.625%
HK$20,260
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,490/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,102
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,758
−HK$667/mo
Today · 4.125%
HK$22,425
baseline
▲ 0.50% · 4.625%
HK$23,789
+HK$1,364/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,850/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,475
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$639/mo
Today · 4.125%
HK$24,744
baseline
▲ 0.50% · 4.625%
HK$26,048
+HK$1,304/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$49,488/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,676 · Scale 2, in force from 26 Feb 2026)