LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,233
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$120,879
−HK$3,705/mo
Today · 4.125%
HK$124,584
baseline
▲ 0.50% · 4.625%
HK$132,165
+HK$7,581/mo
Deposit HK$25.71M · loan HK$25.71M · min. income ≈ HK$249,168/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,420
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,918
−HK$3,549/mo
Today · 4.125%
HK$137,467
baseline
▲ 0.50% · 4.625%
HK$144,713
+HK$7,246/mo
Deposit HK$25.71M · loan HK$25.71M · min. income ≈ HK$274,934/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,679
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$145,055
−HK$4,446/mo
Today · 4.125%
HK$149,501
baseline
▲ 0.50% · 4.625%
HK$158,598
+HK$9,097/mo
Deposit HK$20.56M · loan HK$30.85M · min. income ≈ HK$299,002/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,504
−HK$8,456/mo
▼ 0.25% · 3.875%
HK$160,702
−HK$4,258/mo
Today · 4.125%
HK$164,960
baseline
▲ 0.50% · 4.625%
HK$173,655
+HK$8,695/mo
Deposit HK$20.56M · loan HK$30.85M · min. income ≈ HK$329,920/mo (50% DSR)
Upfront cash ≈ HK$22.75M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,126
−HK$10,292/mo
▼ 0.25% · 3.875%
HK$169,231
−HK$5,187/mo
Today · 4.125%
HK$174,418
baseline
▲ 0.50% · 4.625%
HK$185,031
+HK$10,613/mo
Deposit HK$15.42M · loan HK$35.99M · min. income ≈ HK$348,836/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,589
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$187,485
−HK$4,968/mo
Today · 4.125%
HK$192,453
baseline
▲ 0.50% · 4.625%
HK$202,598
+HK$10,145/mo
Deposit HK$15.42M · loan HK$35.99M · min. income ≈ HK$384,906/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,019
−HK$13,233/mo
▼ 0.25% · 3.875%
HK$217,583
−HK$6,669/mo
Today · 4.125%
HK$224,252
baseline
▲ 0.50% · 4.625%
HK$237,897
+HK$13,645/mo
Deposit HK$5.14M · loan HK$46.27M · min. income ≈ HK$448,504/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,757
−HK$12,683/mo
▼ 0.25% · 3.875%
HK$241,053
−HK$6,387/mo
Today · 4.125%
HK$247,440
baseline
▲ 0.50% · 4.625%
HK$260,483
+HK$13,043/mo
Deposit HK$5.14M · loan HK$46.27M · min. income ≈ HK$494,880/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,185,016 · Scale 2, in force from 26 Feb 2026)