LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,725
−HK$735/mo
▼ 0.25% · 3.875%
HK$12,090
−HK$370/mo
Today · 4.125%
HK$12,460
baseline
▲ 0.50% · 4.625%
HK$13,219
+HK$759/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,920/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,044
−HK$705/mo
▼ 0.25% · 3.875%
HK$13,394
−HK$355/mo
Today · 4.125%
HK$13,749
baseline
▲ 0.50% · 4.625%
HK$14,474
+HK$725/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,498/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,070
−HK$882/mo
▼ 0.25% · 3.875%
HK$14,508
−HK$444/mo
Today · 4.125%
HK$14,952
baseline
▲ 0.50% · 4.625%
HK$15,862
+HK$910/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,904/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,653
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,073
−HK$426/mo
Today · 4.125%
HK$16,499
baseline
▲ 0.50% · 4.625%
HK$17,368
+HK$869/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$32,998/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,415
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,926
−HK$519/mo
Today · 4.125%
HK$17,445
baseline
▲ 0.50% · 4.625%
HK$18,506
+HK$1,061/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,890/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,262
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,751
−HK$497/mo
Today · 4.125%
HK$19,248
baseline
▲ 0.50% · 4.625%
HK$20,263
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,496/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,105
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,762
−HK$667/mo
Today · 4.125%
HK$22,429
baseline
▲ 0.50% · 4.625%
HK$23,793
+HK$1,364/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,858/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,479
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,109
−HK$639/mo
Today · 4.125%
HK$24,748
baseline
▲ 0.50% · 4.625%
HK$26,052
+HK$1,304/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$49,496/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,696 · Scale 2, in force from 26 Feb 2026)