LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,728
−HK$735/mo
▼ 0.25% · 3.875%
HK$12,092
−HK$371/mo
Today · 4.125%
HK$12,463
baseline
▲ 0.50% · 4.625%
HK$13,221
+HK$758/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,926/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,047
−HK$705/mo
▼ 0.25% · 3.875%
HK$13,397
−HK$355/mo
Today · 4.125%
HK$13,752
baseline
▲ 0.50% · 4.625%
HK$14,476
+HK$724/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,504/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,073
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,511
−HK$445/mo
Today · 4.125%
HK$14,956
baseline
▲ 0.50% · 4.625%
HK$15,866
+HK$910/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,912/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,656
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,076
−HK$426/mo
Today · 4.125%
HK$16,502
baseline
▲ 0.50% · 4.625%
HK$17,372
+HK$870/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,004/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,419
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,929
−HK$519/mo
Today · 4.125%
HK$17,448
baseline
▲ 0.50% · 4.625%
HK$18,510
+HK$1,062/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,896/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,265
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,755
−HK$497/mo
Today · 4.125%
HK$19,252
baseline
▲ 0.50% · 4.625%
HK$20,267
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,504/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,110
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,766
−HK$667/mo
Today · 4.125%
HK$22,433
baseline
▲ 0.50% · 4.625%
HK$23,798
+HK$1,365/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,866/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,484
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,114
−HK$639/mo
Today · 4.125%
HK$24,753
baseline
▲ 0.50% · 4.625%
HK$26,058
+HK$1,305/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$49,506/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,720 · Scale 2, in force from 26 Feb 2026)