LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,285
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,933
−HK$3,707/mo
Today · 4.125%
HK$124,640
baseline
▲ 0.50% · 4.625%
HK$132,224
+HK$7,584/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$249,280/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,479
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,978
−HK$3,550/mo
Today · 4.125%
HK$137,528
baseline
▲ 0.50% · 4.625%
HK$144,777
+HK$7,249/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$275,056/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,742
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,120
−HK$4,448/mo
Today · 4.125%
HK$149,568
baseline
▲ 0.50% · 4.625%
HK$158,669
+HK$9,101/mo
Deposit HK$20.57M · loan HK$30.86M · min. income ≈ HK$299,136/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,574
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,774
−HK$4,260/mo
Today · 4.125%
HK$165,034
baseline
▲ 0.50% · 4.625%
HK$173,733
+HK$8,699/mo
Deposit HK$20.57M · loan HK$30.86M · min. income ≈ HK$330,068/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,199
−HK$10,297/mo
▼ 0.25% · 3.875%
HK$169,307
−HK$5,189/mo
Today · 4.125%
HK$174,496
baseline
▲ 0.50% · 4.625%
HK$185,114
+HK$10,618/mo
Deposit HK$15.43M · loan HK$36.00M · min. income ≈ HK$348,992/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,670
−HK$9,869/mo
▼ 0.25% · 3.875%
HK$187,569
−HK$4,970/mo
Today · 4.125%
HK$192,539
baseline
▲ 0.50% · 4.625%
HK$202,688
+HK$10,149/mo
Deposit HK$15.43M · loan HK$36.00M · min. income ≈ HK$385,078/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,113
−HK$13,239/mo
▼ 0.25% · 3.875%
HK$217,680
−HK$6,672/mo
Today · 4.125%
HK$224,352
baseline
▲ 0.50% · 4.625%
HK$238,003
+HK$13,651/mo
Deposit HK$5.14M · loan HK$46.29M · min. income ≈ HK$448,704/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,861
−HK$12,689/mo
▼ 0.25% · 3.875%
HK$241,160
−HK$6,390/mo
Today · 4.125%
HK$247,550
baseline
▲ 0.50% · 4.625%
HK$260,599
+HK$13,049/mo
Deposit HK$5.14M · loan HK$46.29M · min. income ≈ HK$495,100/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,185,991 · Scale 2, in force from 26 Feb 2026)