LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,297
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,946
−HK$3,707/mo
Today · 4.125%
HK$124,653
baseline
▲ 0.50% · 4.625%
HK$132,238
+HK$7,585/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$249,306/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,492
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$133,992
−HK$3,550/mo
Today · 4.125%
HK$137,542
baseline
▲ 0.50% · 4.625%
HK$144,792
+HK$7,250/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$275,084/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,757
−HK$8,826/mo
▼ 0.25% · 3.875%
HK$145,135
−HK$4,448/mo
Today · 4.125%
HK$149,583
baseline
▲ 0.50% · 4.625%
HK$158,685
+HK$9,102/mo
Deposit HK$20.58M · loan HK$30.86M · min. income ≈ HK$299,166/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,591
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$160,790
−HK$4,261/mo
Today · 4.125%
HK$165,051
baseline
▲ 0.50% · 4.625%
HK$173,751
+HK$8,700/mo
Deposit HK$20.58M · loan HK$30.86M · min. income ≈ HK$330,102/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,216
−HK$10,298/mo
▼ 0.25% · 3.875%
HK$169,324
−HK$5,190/mo
Today · 4.125%
HK$174,514
baseline
▲ 0.50% · 4.625%
HK$185,133
+HK$10,619/mo
Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$349,028/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,689
−HK$9,870/mo
▼ 0.25% · 3.875%
HK$187,589
−HK$4,970/mo
Today · 4.125%
HK$192,559
baseline
▲ 0.50% · 4.625%
HK$202,709
+HK$10,150/mo
Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$385,118/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,135
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$217,703
−HK$6,672/mo
Today · 4.125%
HK$224,375
baseline
▲ 0.50% · 4.625%
HK$238,028
+HK$13,653/mo
Deposit HK$5.14M · loan HK$46.30M · min. income ≈ HK$448,750/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,886
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$241,185
−HK$6,391/mo
Today · 4.125%
HK$247,576
baseline
▲ 0.50% · 4.625%
HK$260,626
+HK$13,050/mo
Deposit HK$5.14M · loan HK$46.30M · min. income ≈ HK$495,152/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,218 · Scale 2, in force from 26 Feb 2026)