LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,303
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,952
−HK$3,707/mo
Today · 4.125%
HK$124,659
baseline
▲ 0.50% · 4.625%
HK$132,244
+HK$7,585/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$249,318/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,499
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$133,998
−HK$3,551/mo
Today · 4.125%
HK$137,549
baseline
▲ 0.50% · 4.625%
HK$144,799
+HK$7,250/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$275,098/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,764
−HK$8,827/mo
▼ 0.25% · 3.875%
HK$145,142
−HK$4,449/mo
Today · 4.125%
HK$149,591
baseline
▲ 0.50% · 4.625%
HK$158,693
+HK$9,102/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$299,182/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,598
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,798
−HK$4,261/mo
Today · 4.125%
HK$165,059
baseline
▲ 0.50% · 4.625%
HK$173,759
+HK$8,700/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$330,118/mo (50% DSR)
Upfront cash ≈ HK$22.76M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,224
−HK$10,299/mo
▼ 0.25% · 3.875%
HK$169,333
−HK$5,190/mo
Today · 4.125%
HK$174,523
baseline
▲ 0.50% · 4.625%
HK$185,142
+HK$10,619/mo
Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$349,046/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,698
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$187,598
−HK$4,971/mo
Today · 4.125%
HK$192,569
baseline
▲ 0.50% · 4.625%
HK$202,719
+HK$10,150/mo
Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$385,138/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,146
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$217,714
−HK$6,672/mo
Today · 4.125%
HK$224,386
baseline
▲ 0.50% · 4.625%
HK$238,040
+HK$13,654/mo
Deposit HK$5.14M · loan HK$46.30M · min. income ≈ HK$448,772/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,897
−HK$12,691/mo
▼ 0.25% · 3.875%
HK$241,197
−HK$6,391/mo
Today · 4.125%
HK$247,588
baseline
▲ 0.50% · 4.625%
HK$260,639
+HK$13,051/mo
Deposit HK$5.14M · loan HK$46.30M · min. income ≈ HK$495,176/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,327 · Scale 2, in force from 26 Feb 2026)