LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,732
−HK$735/mo
▼ 0.25% · 3.875%
HK$12,097
−HK$370/mo
Today · 4.125%
HK$12,467
baseline
▲ 0.50% · 4.625%
HK$13,226
+HK$759/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$24,934/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,051
−HK$706/mo
▼ 0.25% · 3.875%
HK$13,401
−HK$356/mo
Today · 4.125%
HK$13,757
baseline
▲ 0.50% · 4.625%
HK$14,482
+HK$725/mo
Deposit HK$2.57M · loan HK$2.57M · min. income ≈ HK$27,514/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,078
−HK$883/mo
▼ 0.25% · 3.875%
HK$14,516
−HK$445/mo
Today · 4.125%
HK$14,961
baseline
▲ 0.50% · 4.625%
HK$15,871
+HK$910/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$29,922/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,662
−HK$846/mo
▼ 0.25% · 3.875%
HK$16,082
−HK$426/mo
Today · 4.125%
HK$16,508
baseline
▲ 0.50% · 4.625%
HK$17,378
+HK$870/mo
Deposit HK$2.06M · loan HK$3.09M · min. income ≈ HK$33,016/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,424
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,935
−HK$519/mo
Today · 4.125%
HK$17,454
baseline
▲ 0.50% · 4.625%
HK$18,516
+HK$1,062/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$34,908/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,272
−HK$987/mo
▼ 0.25% · 3.875%
HK$18,762
−HK$497/mo
Today · 4.125%
HK$19,259
baseline
▲ 0.50% · 4.625%
HK$20,274
+HK$1,015/mo
Deposit HK$1.54M · loan HK$3.60M · min. income ≈ HK$38,518/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,117
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,774
−HK$667/mo
Today · 4.125%
HK$22,441
baseline
▲ 0.50% · 4.625%
HK$23,807
+HK$1,366/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,882/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,493
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,123
−HK$639/mo
Today · 4.125%
HK$24,762
baseline
▲ 0.50% · 4.625%
HK$26,067
+HK$1,305/mo
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$49,524/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,761 · Scale 2, in force from 26 Feb 2026)