LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,319
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$120,968
−HK$3,707/mo
Today · 4.125%
HK$124,675
baseline
▲ 0.50% · 4.625%
HK$132,262
+HK$7,587/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$249,350/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,516
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,016
−HK$3,551/mo
Today · 4.125%
HK$137,567
baseline
▲ 0.50% · 4.625%
HK$144,818
+HK$7,251/mo
Deposit HK$25.72M · loan HK$25.72M · min. income ≈ HK$275,134/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,782
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,161
−HK$4,450/mo
Today · 4.125%
HK$149,611
baseline
▲ 0.50% · 4.625%
HK$158,714
+HK$9,103/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$299,222/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,619
−HK$8,461/mo
▼ 0.25% · 3.875%
HK$160,819
−HK$4,261/mo
Today · 4.125%
HK$165,080
baseline
▲ 0.50% · 4.625%
HK$173,782
+HK$8,702/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$330,160/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,246
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$169,355
−HK$5,191/mo
Today · 4.125%
HK$174,546
baseline
▲ 0.50% · 4.625%
HK$185,166
+HK$10,620/mo
Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$349,092/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,722
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,622
−HK$4,972/mo
Today · 4.125%
HK$192,594
baseline
▲ 0.50% · 4.625%
HK$202,746
+HK$10,152/mo
Deposit HK$15.43M · loan HK$36.01M · min. income ≈ HK$385,188/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,173
−HK$13,243/mo
▼ 0.25% · 3.875%
HK$217,742
−HK$6,674/mo
Today · 4.125%
HK$224,416
baseline
▲ 0.50% · 4.625%
HK$238,071
+HK$13,655/mo
Deposit HK$5.14M · loan HK$46.30M · min. income ≈ HK$448,832/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,928
−HK$12,693/mo
▼ 0.25% · 3.875%
HK$241,229
−HK$6,392/mo
Today · 4.125%
HK$247,621
baseline
▲ 0.50% · 4.625%
HK$260,673
+HK$13,052/mo
Deposit HK$5.14M · loan HK$46.30M · min. income ≈ HK$495,242/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,613 · Scale 2, in force from 26 Feb 2026)