LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,322
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$120,972
−HK$3,707/mo
Today · 4.125%
HK$124,679
baseline
▲ 0.50% · 4.625%
HK$132,266
+HK$7,587/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$249,358/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,520
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$134,020
−HK$3,551/mo
Today · 4.125%
HK$137,571
baseline
▲ 0.50% · 4.625%
HK$144,823
+HK$7,252/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$275,142/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,787
−HK$8,828/mo
▼ 0.25% · 3.875%
HK$145,166
−HK$4,449/mo
Today · 4.125%
HK$149,615
baseline
▲ 0.50% · 4.625%
HK$158,719
+HK$9,104/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$299,230/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,624
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$160,824
−HK$4,262/mo
Today · 4.125%
HK$165,086
baseline
▲ 0.50% · 4.625%
HK$173,788
+HK$8,702/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$330,172/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,251
−HK$10,300/mo
▼ 0.25% · 3.875%
HK$169,360
−HK$5,191/mo
Today · 4.125%
HK$174,551
baseline
▲ 0.50% · 4.625%
HK$185,172
+HK$10,621/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$349,102/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,728
−HK$9,872/mo
▼ 0.25% · 3.875%
HK$187,628
−HK$4,972/mo
Today · 4.125%
HK$192,600
baseline
▲ 0.50% · 4.625%
HK$202,752
+HK$10,152/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$385,200/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,180
−HK$13,243/mo
▼ 0.25% · 3.875%
HK$217,749
−HK$6,674/mo
Today · 4.125%
HK$224,423
baseline
▲ 0.50% · 4.625%
HK$238,078
+HK$13,655/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$448,846/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,936
−HK$12,692/mo
▼ 0.25% · 3.875%
HK$241,236
−HK$6,392/mo
Today · 4.125%
HK$247,628
baseline
▲ 0.50% · 4.625%
HK$260,681
+HK$13,053/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$495,256/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,682 · Scale 2, in force from 26 Feb 2026)