LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,333
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,983
−HK$3,708/mo
Today · 4.125%
HK$124,691
baseline
▲ 0.50% · 4.625%
HK$132,278
+HK$7,587/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$249,382/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,532
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$134,033
−HK$3,551/mo
Today · 4.125%
HK$137,584
baseline
▲ 0.50% · 4.625%
HK$144,837
+HK$7,253/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$275,168/mo (50% DSR)
Upfront cash ≈ HK$27.91M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,800
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,180
−HK$4,449/mo
Today · 4.125%
HK$149,629
baseline
▲ 0.50% · 4.625%
HK$158,734
+HK$9,105/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$299,258/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,639
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$160,840
−HK$4,261/mo
Today · 4.125%
HK$165,101
baseline
▲ 0.50% · 4.625%
HK$173,804
+HK$8,703/mo
Deposit HK$20.58M · loan HK$30.87M · min. income ≈ HK$330,202/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,267
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,376
−HK$5,192/mo
Today · 4.125%
HK$174,568
baseline
▲ 0.50% · 4.625%
HK$185,190
+HK$10,622/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$349,136/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,745
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$187,646
−HK$4,972/mo
Today · 4.125%
HK$192,618
baseline
▲ 0.50% · 4.625%
HK$202,771
+HK$10,153/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$385,236/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,200
−HK$13,244/mo
▼ 0.25% · 3.875%
HK$217,770
−HK$6,674/mo
Today · 4.125%
HK$224,444
baseline
▲ 0.50% · 4.625%
HK$238,101
+HK$13,657/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$448,888/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,958
−HK$12,694/mo
▼ 0.25% · 3.875%
HK$241,259
−HK$6,393/mo
Today · 4.125%
HK$247,652
baseline
▲ 0.50% · 4.625%
HK$260,706
+HK$13,054/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$495,304/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,186,889 · Scale 2, in force from 26 Feb 2026)