LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,340
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,990
−HK$3,708/mo
Today · 4.125%
HK$124,698
baseline
▲ 0.50% · 4.625%
HK$132,285
+HK$7,587/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$249,396/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,539
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,040
−HK$3,552/mo
Today · 4.125%
HK$137,592
baseline
▲ 0.50% · 4.625%
HK$144,844
+HK$7,252/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$275,184/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,808
−HK$8,829/mo
▼ 0.25% · 3.875%
HK$145,187
−HK$4,450/mo
Today · 4.125%
HK$149,637
baseline
▲ 0.50% · 4.625%
HK$158,743
+HK$9,106/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$299,274/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,647
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$160,848
−HK$4,262/mo
Today · 4.125%
HK$165,110
baseline
▲ 0.50% · 4.625%
HK$173,813
+HK$8,703/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$330,220/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,275
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$169,385
−HK$5,192/mo
Today · 4.125%
HK$174,577
baseline
▲ 0.50% · 4.625%
HK$185,200
+HK$10,623/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$349,154/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,755
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,656
−HK$4,973/mo
Today · 4.125%
HK$192,629
baseline
▲ 0.50% · 4.625%
HK$202,782
+HK$10,153/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$385,258/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,211
−HK$13,245/mo
▼ 0.25% · 3.875%
HK$217,781
−HK$6,675/mo
Today · 4.125%
HK$224,456
baseline
▲ 0.50% · 4.625%
HK$238,114
+HK$13,658/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$448,912/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,970
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$241,272
−HK$6,393/mo
Today · 4.125%
HK$247,665
baseline
▲ 0.50% · 4.625%
HK$260,720
+HK$13,055/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$495,330/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,006 · Scale 2, in force from 26 Feb 2026)