LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,341
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$120,991
−HK$3,709/mo
Today · 4.125%
HK$124,700
baseline
▲ 0.50% · 4.625%
HK$132,287
+HK$7,587/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$249,400/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,541
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,042
−HK$3,552/mo
Today · 4.125%
HK$137,594
baseline
▲ 0.50% · 4.625%
HK$144,847
+HK$7,253/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$275,188/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,810
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,190
−HK$4,450/mo
Today · 4.125%
HK$149,640
baseline
▲ 0.50% · 4.625%
HK$158,745
+HK$9,105/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$299,280/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,649
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$160,851
−HK$4,262/mo
Today · 4.125%
HK$165,113
baseline
▲ 0.50% · 4.625%
HK$173,816
+HK$8,703/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$330,226/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,278
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$169,388
−HK$5,192/mo
Today · 4.125%
HK$174,580
baseline
▲ 0.50% · 4.625%
HK$185,202
+HK$10,622/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$349,160/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,758
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,659
−HK$4,973/mo
Today · 4.125%
HK$192,632
baseline
▲ 0.50% · 4.625%
HK$202,785
+HK$10,153/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$385,264/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,215
−HK$13,245/mo
▼ 0.25% · 3.875%
HK$217,785
−HK$6,675/mo
Today · 4.125%
HK$224,460
baseline
▲ 0.50% · 4.625%
HK$238,117
+HK$13,657/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$448,920/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,974
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$241,276
−HK$6,393/mo
Today · 4.125%
HK$247,669
baseline
▲ 0.50% · 4.625%
HK$260,724
+HK$13,055/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$495,338/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,040 · Scale 2, in force from 26 Feb 2026)