LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,343
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,993
−HK$3,708/mo
Today · 4.125%
HK$124,701
baseline
▲ 0.50% · 4.625%
HK$132,289
+HK$7,588/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$249,402/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,542
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,044
−HK$3,551/mo
Today · 4.125%
HK$137,595
baseline
▲ 0.50% · 4.625%
HK$144,848
+HK$7,253/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$275,190/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,811
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,191
−HK$4,450/mo
Today · 4.125%
HK$149,641
baseline
▲ 0.50% · 4.625%
HK$158,747
+HK$9,106/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$299,282/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,651
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$160,852
−HK$4,262/mo
Today · 4.125%
HK$165,114
baseline
▲ 0.50% · 4.625%
HK$173,818
+HK$8,704/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$330,228/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,280
−HK$10,301/mo
▼ 0.25% · 3.875%
HK$169,390
−HK$5,191/mo
Today · 4.125%
HK$174,581
baseline
▲ 0.50% · 4.625%
HK$185,204
+HK$10,623/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$349,162/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,759
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,661
−HK$4,972/mo
Today · 4.125%
HK$192,633
baseline
▲ 0.50% · 4.625%
HK$202,787
+HK$10,154/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$385,266/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,217
−HK$13,245/mo
▼ 0.25% · 3.875%
HK$217,787
−HK$6,675/mo
Today · 4.125%
HK$224,462
baseline
▲ 0.50% · 4.625%
HK$238,120
+HK$13,658/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$448,924/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,976
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$241,278
−HK$6,393/mo
Today · 4.125%
HK$247,671
baseline
▲ 0.50% · 4.625%
HK$260,727
+HK$13,056/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$495,342/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,061 · Scale 2, in force from 26 Feb 2026)