LTV · monthly repayment
▼ 0.50% · 3.625%
HK$117,343
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$120,993
−HK$3,708/mo
Today · 4.125%
HK$124,701
baseline
▲ 0.50% · 4.625%
HK$132,289
+HK$7,588/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$249,402/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,543
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$134,044
−HK$3,552/mo
Today · 4.125%
HK$137,596
baseline
▲ 0.50% · 4.625%
HK$144,849
+HK$7,253/mo
Deposit HK$25.73M · loan HK$25.73M · min. income ≈ HK$275,192/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,812
−HK$8,830/mo
▼ 0.25% · 3.875%
HK$145,192
−HK$4,450/mo
Today · 4.125%
HK$149,642
baseline
▲ 0.50% · 4.625%
HK$158,747
+HK$9,105/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$299,284/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,652
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$160,853
−HK$4,262/mo
Today · 4.125%
HK$165,115
baseline
▲ 0.50% · 4.625%
HK$173,818
+HK$8,703/mo
Deposit HK$20.58M · loan HK$30.88M · min. income ≈ HK$330,230/mo (50% DSR)
Upfront cash ≈ HK$22.77M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,280
−HK$10,302/mo
▼ 0.25% · 3.875%
HK$169,390
−HK$5,192/mo
Today · 4.125%
HK$174,582
baseline
▲ 0.50% · 4.625%
HK$185,205
+HK$10,623/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$349,164/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,760
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$187,662
−HK$4,972/mo
Today · 4.125%
HK$192,634
baseline
▲ 0.50% · 4.625%
HK$202,788
+HK$10,154/mo
Deposit HK$15.44M · loan HK$36.02M · min. income ≈ HK$385,268/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,217
−HK$13,246/mo
▼ 0.25% · 3.875%
HK$217,788
−HK$6,675/mo
Today · 4.125%
HK$224,463
baseline
▲ 0.50% · 4.625%
HK$238,121
+HK$13,658/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$448,926/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,977
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$241,279
−HK$6,393/mo
Today · 4.125%
HK$247,672
baseline
▲ 0.50% · 4.625%
HK$260,728
+HK$13,056/mo
Deposit HK$5.15M · loan HK$46.31M · min. income ≈ HK$495,344/mo (50% DSR)
Upfront cash ≈ HK$7.33M (deposit + AVD stamp duty HK$2,187,070 · Scale 2, in force from 26 Feb 2026)